StoxAU Small Finance Bank vs IDFC First Bank: share price & financials comparison
NSE: AUBANK vs IDFCFIRSTB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
AU Small Finance Bank vs IDFC First Bank at a glance
AU Small Finance Bank (AUBANK) has a market capitalisation of ₹72,657 Cr, against ₹68,586 Cr for IDFC First Bank (IDFCFIRSTB). Over the past year AU Small Finance Bank has returned +9.8%, compared with -2.0% for IDFC First Bank. On valuation, IDFC First Bank trades at a lower P/E of 22.8 versus 23.0. AU Small Finance Bank earns a higher return on equity (14.5% vs 6.1%). AU Small Finance Bank comes out ahead on size, profitability, growth and momentum. IDFC First Bank comes out ahead on valuation and technicals. Across the scored metrics below, AU Small Finance Bank leads on 9 and IDFC First Bank on 7. On StoxGud's 10-point checklist, AU Small Finance Bank scores 4/10 and IDFC First Bank scores 3/10.
| Metric | AU Small Finance Bank | IDFC First Bank |
|---|---|---|
| Size | ||
| Market cap | ₹72,657 Cr | ₹68,586 Cr |
| Revenue (latest FY) | ₹21,614 Cr | ₹48,422 Cr |
| Net profit (latest FY) | ₹2,641 Cr | ₹1,611 Cr |
| Valuation | ||
| P/E | 23.0 | 22.8 |
| P/B | 3.33 | 1.38 |
| Dividend yield | 0.10% | 0.43% |
| Profitability | ||
| Return on equity | 14.5% | 6.1% |
| Net profit margin | 13.4% | 5.7% |
| Operating margin | 23.4% | 15.8% |
| Growth | ||
| Revenue growth (YoY) | +22.2% | +20.3% |
| Net profit growth (YoY) | +52.9% | +201.7% |
| Revenue CAGR (multi-year) | +27.6% | +21.6% |
| Momentum | ||
| 1-month return | -2.5% | +0.9% |
| 1-year return | +9.8% | -2.0% |
| 3-year CAGR | +9.8% | -2.7% |
| 5-year CAGR | +9.8% | +9.2% |
| 10-year CAGR | — | +0.9% |
| Distance from 52W high | -14.3% | -9.5% |
| Technicals | ||
| RSI (14) | 56 | 72 |
| Price vs 200-day avg | -3.2% | +3.7% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | AU Small Finance Bank | IDFC First Bank |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 4/10 | 3/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, AU Small Finance Bank or IDFC First Bank?
AU Small Finance Bank has a market cap of ₹72,657 Cr and IDFC First Bank has a market cap of ₹68,586 Cr as of 13 Nov 2026.
Which has a lower P/E, AU Small Finance Bank or IDFC First Bank?
IDFC First Bank has the lower P/E: AU Small Finance Bank trades at 23.0 and IDFC First Bank at 22.8.
Which gave better returns in the last year, AU Small Finance Bank or IDFC First Bank?
AU Small Finance Bank did better: AU Small Finance Bank returned +9.8% and IDFC First Bank returned -2.0% over one year.
What is the difference between AU Small Finance Bank and IDFC First Bank?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹72,657 Cr vs ₹68,586 Cr). In the latest financial year AU Small Finance Bank reported revenue of ₹21,614 Cr and IDFC First Bank ₹48,422 Cr. Operating margin is 23.4% for AU Small Finance Bank and 15.8% for IDFC First Bank.
Which is better, AU Small Finance Bank or IDFC First Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, AU Small Finance Bank leads on 9 and IDFC First Bank on 7. AU Small Finance Bank is ahead on size, profitability, growth and momentum. IDFC First Bank is ahead on valuation and technicals. On StoxGud's rules-based checklist AU Small Finance Bank scores 4/10 and IDFC First Bank scores 3/10. This is information, not advice: consult a SEBI-registered adviser before investing.