StoxAU Small Finance Bank vs Bank of India: share price & financials comparison
NSE: AUBANK vs BANKINDIA · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
AU Small Finance Bank vs Bank of India at a glance
AU Small Finance Bank (AUBANK) has a market capitalisation of ₹72,657 Cr, against ₹70,168 Cr for Bank of India (BANKINDIA). Over the past year AU Small Finance Bank has returned +9.8%, compared with +8.4% for Bank of India. On valuation, Bank of India trades at a lower P/E of 5.6 versus 23.0. AU Small Finance Bank earns a higher return on equity (14.5% vs 13.3%). AU Small Finance Bank comes out ahead on profitability and growth. Bank of India comes out ahead on size, valuation, momentum and technicals. Across the scored metrics below, AU Small Finance Bank leads on 6 and Bank of India on 10. On StoxGud's 10-point checklist, AU Small Finance Bank scores 4/10 and Bank of India scores 6/10.
| Metric | AU Small Finance Bank | Bank of India |
|---|---|---|
| Size | ||
| Market cap | ₹72,657 Cr | ₹70,168 Cr |
| Revenue (latest FY) | ₹21,614 Cr | ₹85,650 Cr |
| Net profit (latest FY) | ₹2,641 Cr | ₹10,306 Cr |
| Valuation | ||
| P/E | 23.0 | 5.6 |
| P/B | 3.33 | 0.75 |
| Dividend yield | 0.10% | 2.63% |
| Profitability | ||
| Return on equity | 14.5% | 13.3% |
| Net profit margin | 13.4% | 13.7% |
| Operating margin | 23.4% | 21.5% |
| Growth | ||
| Revenue growth (YoY) | +22.2% | +16.4% |
| Net profit growth (YoY) | +52.9% | +28.4% |
| Revenue CAGR (multi-year) | +27.6% | +9.6% |
| Momentum | ||
| 1-month return | -2.5% | +14.7% |
| 1-year return | +9.8% | +8.4% |
| 3-year CAGR | +9.8% | +12.8% |
| 5-year CAGR | +9.8% | +20.3% |
| 10-year CAGR | — | +2.3% |
| Distance from 52W high | -14.3% | -13.0% |
| Technicals | ||
| RSI (14) | 56 | 78 |
| Price vs 200-day avg | -3.2% | +5.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | AU Small Finance Bank | Bank of India |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 4/10 | 6/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, AU Small Finance Bank or Bank of India?
AU Small Finance Bank has a market cap of ₹72,657 Cr and Bank of India has a market cap of ₹70,168 Cr as of 13 Nov 2026.
Which has a lower P/E, AU Small Finance Bank or Bank of India?
Bank of India has the lower P/E: AU Small Finance Bank trades at 23.0 and Bank of India at 5.6.
Which gave better returns in the last year, AU Small Finance Bank or Bank of India?
AU Small Finance Bank did better: AU Small Finance Bank returned +9.8% and Bank of India returned +8.4% over one year.
What is the difference between AU Small Finance Bank and Bank of India?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹72,657 Cr vs ₹70,168 Cr). In the latest financial year AU Small Finance Bank reported revenue of ₹21,614 Cr and Bank of India ₹85,650 Cr. Operating margin is 23.4% for AU Small Finance Bank and 21.5% for Bank of India.
Which is better, AU Small Finance Bank or Bank of India?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, AU Small Finance Bank leads on 6 and Bank of India on 10. AU Small Finance Bank is ahead on profitability and growth. Bank of India is ahead on size, valuation, momentum and technicals. On StoxGud's rules-based checklist AU Small Finance Bank scores 4/10 and Bank of India scores 6/10. This is information, not advice: consult a SEBI-registered adviser before investing.