AU Small Finance Bank vs Bajaj Housing Finance: share price & financials comparison
NSE: AUBANK vs BAJAJHFL · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
AU Small Finance Bank vs Bajaj Housing Finance at a glance
AU Small Finance Bank (AUBANK) has a market capitalisation of ₹72,657 Cr, against ₹67,848 Cr for Bajaj Housing Finance (BAJAJHFL). Over the past year AU Small Finance Bank has returned +9.8%, compared with -25.6% for Bajaj Housing Finance. AU Small Finance Bank comes out ahead on growth, momentum and technicals. Across the scored metrics below, AU Small Finance Bank leads on 4 and Bajaj Housing Finance on 1. On StoxGud's 10-point checklist, AU Small Finance Bank scores 4/10 and Bajaj Housing Finance scores 2/10.
| Metric | AU Small Finance Bank | Bajaj Housing Finance |
|---|---|---|
| Size | ||
| Market cap | ₹72,657 Cr | ₹67,848 Cr |
| Revenue (latest FY) | ₹21,614 Cr | ₹11,150 Cr |
| Net profit (latest FY) | ₹2,641 Cr | — |
| Valuation | ||
| P/E | 23.0 | — |
| P/B | 3.33 | — |
| Dividend yield | 0.10% | — |
| Profitability | ||
| Return on equity | 14.5% | — |
| Net profit margin | 13.4% | — |
| Operating margin | 23.4% | — |
| Growth | ||
| Revenue growth (YoY) | +22.2% | +18.0% |
| Net profit growth (YoY) | +52.9% | — |
| Revenue CAGR (multi-year) | +27.6% | — |
| Momentum | ||
| 1-month return | -2.5% | -1.5% |
| 1-year return | +9.8% | -25.6% |
| 3-year CAGR | +9.8% | — |
| 5-year CAGR | +9.8% | — |
| Distance from 52W high | -14.3% | -25.6% |
| Technicals | ||
| RSI (14) | 56 | 63 |
| Price vs 200-day avg | -3.2% | -4.1% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | AU Small Finance Bank | Bajaj Housing Finance |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 4/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, AU Small Finance Bank or Bajaj Housing Finance?
AU Small Finance Bank has a market cap of ₹72,657 Cr and Bajaj Housing Finance has a market cap of ₹67,848 Cr as of 13 Nov 2026.
Which gave better returns in the last year, AU Small Finance Bank or Bajaj Housing Finance?
AU Small Finance Bank did better: AU Small Finance Bank returned +9.8% and Bajaj Housing Finance returned -25.6% over one year.
What is the difference between AU Small Finance Bank and Bajaj Housing Finance?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹72,657 Cr vs ₹67,848 Cr). In the latest financial year AU Small Finance Bank reported revenue of ₹21,614 Cr and Bajaj Housing Finance ₹11,150 Cr.
Which is better, AU Small Finance Bank or Bajaj Housing Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, AU Small Finance Bank leads on 4 and Bajaj Housing Finance on 1. AU Small Finance Bank is ahead on growth, momentum and technicals. On StoxGud's rules-based checklist AU Small Finance Bank scores 4/10 and Bajaj Housing Finance scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.