StoxAU Small Finance Bank vs L&T Finance: share price & financials comparison
NSE: AUBANK vs LTF · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
AU Small Finance Bank vs L&T Finance at a glance
AU Small Finance Bank (AUBANK) has a market capitalisation of ₹70,013 Cr, against ₹69,551 Cr for L&T Finance (LTF). Over the past year AU Small Finance Bank has returned +5.6%, compared with +3.5% for L&T Finance. L&T Finance comes out ahead on valuation, momentum and technicals. Across the scored metrics below, AU Small Finance Bank leads on 2 and L&T Finance on 7. On StoxGud's 10-point checklist, AU Small Finance Bank scores 4/10 and L&T Finance scores 3/10.
| Metric | AU Small Finance Bank | L&T Finance |
|---|---|---|
| Size | ||
| Market cap | ₹70,013 Cr | ₹69,551 Cr |
| Revenue (latest FY) | ₹21,614 Cr | ₹17,917 Cr |
| Net profit (latest FY) | ₹2,641 Cr | — |
| Valuation | ||
| P/E | 22.2 | — |
| P/B | 3.21 | — |
| Dividend yield | 0.11% | 0.99% |
| Profitability | ||
| Return on equity | 14.5% | — |
| Net profit margin | 13.4% | — |
| Operating margin | 23.4% | — |
| Growth | ||
| Revenue growth (YoY) | +22.2% | +26.5% |
| Net profit growth (YoY) | +52.9% | — |
| Revenue CAGR (multi-year) | +27.6% | +3.5% |
| Momentum | ||
| 1-month return | -6.2% | +6.6% |
| 1-year return | +5.6% | +3.5% |
| 3-year CAGR | +11.4% | +24.9% |
| 5-year CAGR | +8.4% | +26.0% |
| 10-year CAGR | — | +10.4% |
| Distance from 52W high | -17.4% | -17.3% |
| Technicals | ||
| RSI (14) | 40 | 66 |
| Price vs 200-day avg | -6.8% | -3.4% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | AU Small Finance Bank | L&T Finance |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 4/10 | 3/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, AU Small Finance Bank or L&T Finance?
AU Small Finance Bank has a market cap of ₹70,013 Cr and L&T Finance has a market cap of ₹69,551 Cr as of 06 Nov 2026.
Which gave better returns in the last year, AU Small Finance Bank or L&T Finance?
AU Small Finance Bank did better: AU Small Finance Bank returned +5.6% and L&T Finance returned +3.5% over one year.
Is AU Small Finance Bank or L&T Finance a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist AU Small Finance Bank scores 4/10 and L&T Finance scores 3/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.