StoxIDBI Bank vs AU Small Finance Bank: share price & financials comparison
NSE: IDBI vs AUBANK · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
IDBI Bank vs AU Small Finance Bank at a glance
IDBI Bank (IDBI) has a market capitalisation of ₹85,482 Cr, against ₹70,013 Cr for AU Small Finance Bank (AUBANK). Over the past year AU Small Finance Bank has returned +5.6%, compared with -22.0% for IDBI Bank. On valuation, IDBI Bank trades at a lower P/E of 10.3 versus 22.2. AU Small Finance Bank earns a higher return on equity (14.5% vs 11.5%). IDBI Bank comes out ahead on size, valuation, profitability and technicals. AU Small Finance Bank comes out ahead on growth and momentum. Across the scored metrics below, IDBI Bank leads on 8 and AU Small Finance Bank on 8. On StoxGud's 10-point checklist, IDBI Bank scores 3/10 and AU Small Finance Bank scores 4/10.
| Metric | IDBI Bank | AU Small Finance Bank |
|---|---|---|
| Size | ||
| Market cap | ₹85,482 Cr | ₹70,013 Cr |
| Revenue (latest FY) | ₹35,631 Cr | ₹21,614 Cr |
| Net profit (latest FY) | ₹9,210 Cr | ₹2,641 Cr |
| Valuation | ||
| P/E | 10.3 | 22.2 |
| P/B | 1.18 | 3.21 |
| Dividend yield | 2.64% | 0.11% |
| Profitability | ||
| Return on equity | 11.5% | 14.5% |
| Net profit margin | 22.8% | 13.4% |
| Operating margin | 27.9% | 23.4% |
| Growth | ||
| Revenue growth (YoY) | +7.3% | +22.2% |
| Net profit growth (YoY) | -31.4% | +52.9% |
| Revenue CAGR (multi-year) | +5.7% | +27.6% |
| Momentum | ||
| 1-month return | -7.2% | -6.2% |
| 1-year return | -22.0% | +5.6% |
| 3-year CAGR | +8.5% | +11.4% |
| 5-year CAGR | +8.5% | +8.4% |
| 10-year CAGR | +1.2% | — |
| Distance from 52W high | -31.5% | -17.4% |
| Technicals | ||
| RSI (14) | 37 | 40 |
| Price vs 200-day avg | -6.5% | -6.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | IDBI Bank | AU Small Finance Bank |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✓ | ✗ |
| Score | 3/10 | 4/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, IDBI Bank or AU Small Finance Bank?
IDBI Bank has a market cap of ₹85,482 Cr and AU Small Finance Bank has a market cap of ₹70,013 Cr as of 06 Nov 2026.
Which has a lower P/E, IDBI Bank or AU Small Finance Bank?
IDBI Bank has the lower P/E: IDBI Bank trades at 10.3 and AU Small Finance Bank at 22.2.
Which gave better returns in the last year, IDBI Bank or AU Small Finance Bank?
AU Small Finance Bank did better: IDBI Bank returned -22.0% and AU Small Finance Bank returned +5.6% over one year.
Is IDBI Bank or AU Small Finance Bank a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist IDBI Bank scores 3/10 and AU Small Finance Bank scores 4/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.