IDBI Bank Ltd.

NSE: IDBI · Financial Services

₹79.50-0.28%06 Nov 2026

Ask the data

Instant answers about IDBI Bank Ltd. — computed from its filings, no language model

Market cap₹85,482 cr

Current price₹79.50

High / Low₹116 / ₹62

P/E10.3

P/B1.18

Book value₹67.4

ROE11.5%

ROCE—

Debt / equity—

Dividend yield2.64%

EPS (TTM)₹7.72

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

	FY20	FY21	FY22	FY23	FY24	FY26
Total income	25,485	24,804	23,238	25,167	30,370	35,631
Pre-provision op. profit	5,197	7,220	7,610	8,804	9,774	10,582
Operating margin	20.4%	29.1%	32.7%	35.0%	32.2%	29.7%
Interest	13,841	11,408	9,125	9,130	12,226	15,474
Profit before tax	-8,896	2,484	3,720	5,305	8,367	11,658
Tax	3,951	1,036	1,203	1,618	2,604	2,447
Net profit	-12,835	1,514	2,534	3,706	5,788	9,210
EPS ₹	-14.42	1.44	2.36	3.45	5.38	8.57
Operating cash flow	—	—	-5,816	-2,601	-1,226	16,762
Capex	—	—	0	0	0	327
Dividend paid	—	—	8	12	1,075	2,257
Total assets	3,00,699	2,98,653	3,02,356	—	3,64,272	4,67,386
Equity	34,836	37,628	42,572	—	51,073	68,564

Quarterly performance

last 28 quarters · ₹ crore

showing latest 8 of 28 periods

	JUN '19	SEP '19	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	5,928	6,280	6,267	7,011	5,955	5,808	5,988	7,052	6,595	5,059	5,839	5,533	6,052	6,152	7,133	7,771	7,064	7,580	7,956	7,527	8,813	8,629	8,499	9,264	8,352	9,518	8,633	9,936
Pre-provision op. profit	931	1,031	1,302	1,933	1,353	1,269	1,669	2,930	2,788	1,230	1,799	1,563	2,156	2,069	2,507	3,037	2,175	2,355	2,206	2,102	3,024	2,830	2,378	3,147	1,950	3,107	2,193	2,925
Operating margin	15.7%	16.4%	20.8%	27.6%	22.7%	21.8%	27.9%	41.5%	42.3%	24.3%	30.8%	28.3%	35.6%	33.6%	35.1%	39.1%	30.8%	31.1%	27.7%	27.9%	34.3%	32.8%	28.0%	34.0%	23.4%	32.6%	25.4%	29.4%
Other income	830	1,074	1,322	1,406	1,051	1,113	1,419	1,265	1,675	900	1,209	923	1,058	923	1,404	907	1,025	1,031	961	857	1,368	810	1,472	2,155	1,271	1,714	1,084	1,417
Interest	3,632	3,565	3,403	3,241	3,122	2,993	2,753	2,540	2,408	2,299	2,241	2,177	2,238	2,304	2,445	2,861	2,966	3,102	3,298	3,428	3,562	3,583	3,851	3,816	3,862	3,944	4,053	4,282
Profit before tax	-5,401	-4,613	778	339	464	684	870	467	1,035	795	997	893	1,384	1,286	1,521	1,843	2,397	2,034	2,093	2,546	2,470	2,664	2,557	3,797	2,489	2,816	2,829	2,914
Tax	-1,576	-1,170	6,523	173	299	347	471	-81	430	215	394	163	617	346	315	609	1,004	553	438	806	621	734	533	556	530	828	699	688
Net profit	-3,821	-3,449	-5,729	164	159	333	393	629	598	589	612	735	776	945	1,217	1,229	1,385	1,509	1,665	1,734	1,861	1,948	2,019	3,230	1,954	2,007	2,127	2,214
EPS ₹	-4.94	-4.46	-5.88	0.16	0.15	0.32	0.38	0.59	0.56	0.55	0.57	0.68	0.72	0.88	1.13	1.14	1.29	1.40	1.55	1.61	1.73	1.81	1.88	3.00	1.82	1.87	1.98	2.06
Revenue YoY	—	—	—	—	0.5%	-7.5%	-4.5%	0.6%	10.7%	-12.9%	-2.5%	-21.5%	19.6%	5.4%	28.9%	—	16.7%	23.2%	11.5%	-3.1%	24.8%	13.8%	12.9%	5.1%	-3.2%	—	1.6%	7.3%
Profit YoY	—	—	—	—	—	—	—	284.5%	275.9%	76.9%	55.8%	16.8%	31.8%	54.3%	65.6%	—	78.6%	59.7%	36.8%	41.1%	34.3%	29.1%	16.4%	73.6%	0.3%	—	5.3%	-31.4%

Earlier results (standalone, Sep '07 – Mar '19)

₹ crore · from BSE, before the NSE XBRL filings begin

IDBI Bank Ltd. reports consolidated figures above. Quarterly consolidated results only became mandatory in India in 2019, so the earlier history available is the standalone company only (excluding subsidiaries). It is shown separately so the two bases are never mixed.

Full years

showing latest 8 of 11 periods

	FY09†	FY10†	FY11†	FY12†	FY13†	FY14†	FY15†	FY16†	FY17†	FY18†	FY19†
Total income	13,004	17,564	20,685	25,489	28,281	29,576	32,162	31,453	31,759	29,588	25,372
Pre-provision op. profit	1,361	2,727	4,158	4,056	5,455	5,681	5,728	5,370	4,578	7,457	4,052
Operating margin	10.5%	15.5%	20.1%	15.9%	19.3%	19.2%	17.8%	17.1%	14.4%	25.2%	16.0%
Other income	1,380	2,291	2,081	2,119	3,216	2,979	4,008	3,410	3,923	6,562	3,300
Interest	10,306	13,005	14,272	18,825	19,691	20,576	22,406	21,954	22,040	17,386	16,166
Profit before tax	986	1,045	2,281	2,630	2,622	1,741	1,287	-4,971	-8,618	-12,593	-22,827
Tax	127	14	631	598	740	620	414	-1,306	-3,460	-4,355	-7,711
Net profit	859	1,031	1,650	2,032	1,882	1,121	873	-3,665	-5,158	-8,238	-15,116

Quarters

showing latest 8 of 47 periods

	SEP '07†	DEC '07†	MAR '08†	JUN '08†	SEP '08†	DEC '08†	MAR '09†	JUN '09†	SEP '09†	DEC '09†	MAR '10†	JUN '10†	SEP '10†	DEC '10†	MAR '11†	JUN '11†	SEP '11†	DEC '11†	MAR '12†	JUN '12†	SEP '12†	DEC '12†	MAR '13†	JUN '13†	SEP '13†	DEC '13†	MAR '14†	JUN '14†	SEP '14†	DEC '14†	MAR '15†	JUN '15†	SEP '15†	DEC '15†	MAR '16†	JUN '16†	SEP '16†	DEC '16†	MAR '17†	JUN '17†	SEP '17†	DEC '17†	MAR '18†	JUN '18†	SEP '18†	DEC '18†	MAR '19†
Total income	2,364	2,471	2,628	2,739	3,017	3,513	3,734	4,219	4,283	4,433	4,628	4,755	5,069	5,160	5,701	6,060	6,291	6,281	6,856	6,787	6,880	7,070	7,544	7,445	7,114	7,150	7,867	7,233	7,611	7,936	9,382	7,903	7,914	7,362	8,275	8,219	8,387	7,104	8,048	6,731	8,298	6,646	7,914	6,402	6,162	6,191	6,616
Pre-provision op. profit	378	393	305	202	284	391	484	756	637	640	694	831	1,026	1,135	1,167	1,031	1,006	824	1,195	1,129	1,180	1,552	1,594	1,317	1,275	1,239	1,850	928	1,197	1,114	2,489	1,138	1,519	1,118	1,595	1,467	1,540	182	1,390	877	2,798	1,420	2,362	1,081	850	725	1,396
Operating margin	16.0%	15.9%	11.6%	7.4%	9.4%	11.1%	13.0%	17.9%	14.9%	14.4%	15.0%	17.5%	20.2%	22.0%	20.5%	17.0%	16.0%	13.1%	17.4%	16.6%	17.1%	22.0%	21.1%	17.7%	17.9%	17.3%	23.5%	12.8%	15.7%	14.0%	26.5%	14.4%	19.2%	15.2%	19.3%	17.8%	18.4%	2.6%	17.3%	13.0%	33.7%	21.4%	29.8%	16.9%	13.8%	11.7%	21.1%
Other income	463	394	378	321	320	266	472	756	563	426	547	466	492	447	676	431	479	432	777	517	683	870	1,147	717	579	532	1,151	500	760	777	1,970	642	844	578	1,346	916	1,394	551	1,062	720	2,293	849	2,700	643	806	698	1,153
Interest	1,756	1,864	2,014	2,326	2,468	2,731	2,781	3,147	3,248	3,289	3,321	3,438	3,409	3,508	3,917	4,476	4,690	4,790	4,869	4,999	4,948	4,787	4,957	5,253	5,052	5,129	5,141	5,482	5,444	5,728	5,752	5,767	5,458	5,228	5,501	5,597	5,387	5,703	5,353	4,609	4,347	4,132	4,299	4,121	4,055	4,136	3,854
Profit before tax	176	197	277	182	184	247	372	196	304	394	151	329	584	483	885	605	686	418	921	622	685	590	725	487	396	206	652	152	206	158	771	259	230	-2,605	-2,855	-965	191	-3,023	-4,820	-1,193	-458	-2,759	-8,182	-4,155	-5,730	-5,805	-7,137
Tax	21	22	32	22	22	24	59	24	50	106	-167	78	155	28	369	270	170	8	150	195	201	173	171	180	204	102	134	46	88	55	225	124	110	-421	-1,119	-1,207	135	-768	-1,620	-340	-261	-1,235	-2,520	-1,745	-2,127	-1,620	-2,218
Net profit	156	176	245	160	162	223	314	172	254	287	318	251	429	454	516	335	516	410	771	427	484	417	554	307	192	104	518	106	118	103	546	135	120	-2,184	-1,736	241	56	-2,255	-3,200	-853	-198	-1,524	-5,663	-2,410	-3,602	-4,185	-4,918
EPS ₹	2.15	2.43	3.38	2.20	2.24	3.07	4.33	2.37	3.50	3.96	4.39	3.46	4.77	4.61	5.24	3.40	5.24	4.16	7.75	3.34	3.78	3.26	4.31	2.30	1.44	0.78	3.23	0.66	0.74	0.64	3.40	0.84	0.75	-13.61	-9.06	1.17	0.27	-10.95	-15.54	-4.14	-0.89	-6.23	-21.27	-6.83	-8.62	-9.07	-6.51
Revenue YoY	—	—	—	—	27.7%	42.2%	42.1%	54.0%	41.9%	26.2%	23.9%	12.7%	18.4%	16.4%	23.2%	27.4%	24.1%	21.7%	20.3%	12.0%	9.4%	12.6%	10.0%	9.7%	3.4%	1.1%	4.3%	-2.9%	7.0%	11.0%	19.3%	9.3%	4.0%	-7.2%	-11.8%	4.0%	6.0%	-3.5%	-2.7%	-18.1%	-1.1%	-6.5%	-1.7%	-4.9%	-25.7%	-6.8%	-16.4%
Profit YoY	—	—	—	—	4.5%	26.6%	28.0%	7.6%	56.2%	29.0%	1.5%	46.0%	69.1%	58.1%	62.1%	33.6%	20.2%	-9.7%	49.3%	27.5%	-6.3%	1.7%	-28.1%	-28.2%	-60.2%	-75.1%	-6.5%	-65.4%	-38.4%	-1.1%	5.3%	27.3%	0.9%	-2224.4%	-417.9%	78.4%	-53.5%	—	—	-453.8%	-456.3%	—	—	—	—	—	—

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 19 periods

	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '26	JUN '26	SEP '26
ROE	-36.8%	-25.4%	-14.6%	3.0%	4.0%	5.2%	5.9%	6.5%	6.0%	9.4%	10.0%	11.1%	11.3%	12.3%	12.4%	13.2%	13.4%	13.6%	11.5%
Net margin	-50.4%	-34.7%	-20.3%	4.2%	6.1%	7.7%	8.9%	9.9%	11.0%	15.4%	17.0%	18.1%	19.1%	20.9%	21.2%	21.9%	25.8%	26.1%	22.8%
EBITDA margin	20.4%	22.0%	23.4%	25.1%	29.1%	34.0%	34.9%	35.6%	32.1%	36.0%	34.8%	34.1%	32.2%	29.3%	30.4%	30.9%	29.7%	29.1%	27.9%
Asset turnover	0.08	0.08	0.08	0.08	0.08	0.09	0.08	0.08	0.08	0.09	0.08	0.09	0.08	0.08	0.09	0.09	0.08	0.08	0.08

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 15 periods

	MAR '15‡	MAR '16‡	MAR '17‡	MAR '18‡	MAR '19‡	MAR '20‡	MAR '21‡	MAR '22‡	SEP '22	SEP '23	MAR '24	SEP '24	SEP '25	MAR '26	SEP '26
Share capital	1,604	2,059	2,059	3,084	7,736	10,381	10,752	10,752	10,752	10,752	10,752	10,752	10,752	10,752	10,752
Reserves	22,771	26,000	21,204	18,824	30,610	24,455	26,876	31,819	33,404	37,151	40,321	43,925	57,370	57,812	61,740
Total equity	24,375	28,058	23,262	21,908	38,347	34,836	37,628	42,572	44,157	47,904	51,073	54,678	68,123	68,564	72,492
Deposits	2,59,523	2,65,087	2,68,216	2,47,777	2,27,190	2,22,214	2,30,660	2,32,850	2,30,075	2,49,160	2,77,366	2,77,276	3,03,212	3,46,776	3,55,224
Borrowings	61,832	70,592	56,364	63,186	45,288	36,749	15,908	14,345	21,691	20,651	17,083	20,309	24,301	28,104	32,640
Total assets	3,56,044	3,75,275	3,62,488	3,50,909	3,21,111	3,00,699	2,98,653	3,02,356	3,09,797	3,35,250	3,64,272	3,73,552	4,16,730	4,67,386	4,82,869
Advances	2,08,377	2,15,893	1,90,826	1,71,740	1,46,790	1,29,845	1,28,152	1,45,775	1,46,752	1,68,470	1,88,576	2,00,899	2,30,218	2,53,624	2,71,530
Investments	97,347	92,810	93,075	91,848	93,328	81,996	81,471	83,475	93,694	1,12,841	1,15,719	1,17,302	1,23,246	1,28,440	1,22,777
Fixed assets	3,080	7,522	7,433	6,853	8,310	8,207	7,873	9,987	9,890	9,647	9,542	9,391	12,033	9,775	9,675
Cash & bank balances	14,643	23,308	32,732	33,781	21,304	30,495	35,308	26,800	27,956	17,613	26,009	23,049	31,782	56,915	61,733

Cash flow

annual · ₹ crore · line = free cash flow

	FY22	FY23	FY24	FY26
Cash from operations	-5,816	-2,601	-1,226	16,762
Cash from investing	-195	-294	-222	1,422
Cash from financing	-2,499	-3,565	-1,794	-5,765
Capex	0	0	0	327
Free cash flow	-5,816	-2,601	-1,226	16,434
Dividends paid	8	12	1,075	2,257

Where the assets sit

Sep '26 · ₹ crore

Advances

₹2,71,530 cr56%

Investments

₹1,22,777 cr25%

Fixed assets

₹9,675 cr2%

Cash & bank

₹61,733 cr13%

Other assets

₹17,154 cr4%

Peer comparison

largest in Financial Services · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
HDFC Bank Ltd.	12,15,371	788.25	15.2	2.01	13.3%
ICICI Bank Ltd.	11,28,090	1,571.20	19.1	2.75	14.4%
State Bank of India	9,40,157	1,018.50	10.4	1.36	13.1%
Bajaj Finance Ltd.	6,77,005	1,087.75	—	—	—
Kotak Mahindra Bank Ltd.	4,77,499	480.00	22.2	2.45	11.0%
Axis Bank Ltd.	4,11,911	1,322.90	13.8	1.79	13.0%
Shriram Finance Ltd.	2,26,163	961.15	—	—	—
BSE Ltd.	1,55,002	3,800.00	50.3	19.49	38.8%
Cholamandalam Investment and Finance Company Ltd.	1,53,126	1,785.00	—	—	—
Jio Financial Services Ltd.	1,52,665	231.20	—	—	—
IDBI Bank Ltd.	85,482	79.50	10.3	1.18	11.5%

StoxGud checklist: Bearish setup · 3/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month-7.2%

6 months+4.9%

1 year-22.0%

3Y CAGR+8.5%

5Y CAGR+8.5%

10Y CAGR+1.2%

50-day avg₹83.89

200-day avg₹85.03

RSI (14)37

Compare IDBI Bank Ltd. with

IDBI Bank vs Federal Bank IDBI Bank vs REC IDBI Bank vs IndusInd Bank IDBI Bank vs AU Small Finance Bank

FAQs

What is the share price of IDBI Bank Ltd.?

IDBI Bank Ltd. (IDBI) closed at ₹79.50 on NSE on 06 Nov 2026.

What is the market cap of IDBI Bank Ltd.?

₹85,482 crore at the latest close.

What is the P/E ratio of IDBI Bank Ltd.?

10.3, on trailing-twelve-month earnings from its filings.

How fast is IDBI Bank Ltd. growing?

IDBI Bank Ltd.: revenue has compounded at 15.3% a year over three years; net profit at 53.8% a year. Latest-quarter revenue is up 7.3% year on year, profit down 31.4%.

How profitable is IDBI Bank Ltd.?

On a trailing-twelve-month basis return on equity is 11.5%, operating margin 27.9%, net margin 22.8%.

How much debt does IDBI Bank Ltd. have?

Debt to equity isn't meaningful for IDBI Bank Ltd. (banks borrow as part of their business) or isn't filed yet.

Financials parsed from IDBI Bank Ltd.'s own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from JUN '19, annual from FY20, balance sheet from Mar '15. * = derived (full year or half year minus earlier quarters). ‡ = balance sheet / cash flow read from the company's published annual report (same basis), for years before the NSE filings carry them; each one checked to add up. Information only, not investment advice.