StoxREC vs AU Small Finance Bank: share price & financials comparison
NSE: RECLTD vs AUBANK · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
REC vs AU Small Finance Bank at a glance
REC (RECLTD) has a market capitalisation of ₹78,114 Cr, against ₹70,013 Cr for AU Small Finance Bank (AUBANK). Over the past year AU Small Finance Bank has returned +5.6%, compared with -23.1% for REC. REC comes out ahead on valuation. AU Small Finance Bank comes out ahead on growth, momentum and technicals. Across the scored metrics below, REC leads on 3 and AU Small Finance Bank on 6. On StoxGud's 10-point checklist, REC scores 1/10 and AU Small Finance Bank scores 4/10.
| Metric | REC | AU Small Finance Bank |
|---|---|---|
| Size | ||
| Market cap | ₹78,114 Cr | ₹70,013 Cr |
| Revenue (latest FY) | ₹59,628 Cr | ₹21,614 Cr |
| Net profit (latest FY) | — | ₹2,641 Cr |
| Valuation | ||
| P/E | — | 22.2 |
| P/B | — | 3.21 |
| Dividend yield | 7.82% | 0.11% |
| Profitability | ||
| Return on equity | — | 14.5% |
| Net profit margin | — | 13.4% |
| Operating margin | — | 23.4% |
| Growth | ||
| Revenue growth (YoY) | -1.0% | +22.2% |
| Net profit growth (YoY) | — | +52.9% |
| Revenue CAGR (multi-year) | +12.1% | +27.6% |
| Momentum | ||
| 1-month return | -0.8% | -6.2% |
| 1-year return | -23.1% | +5.6% |
| 3-year CAGR | -0.8% | +11.4% |
| 5-year CAGR | +20.7% | +8.4% |
| 10-year CAGR | +12.1% | — |
| Distance from 52W high | -23.0% | -17.4% |
| Technicals | ||
| RSI (14) | 42 | 40 |
| Price vs 200-day avg | -12.7% | -6.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | REC | AU Small Finance Bank |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✗ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✗ |
| Score | 1/10 | 4/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, REC or AU Small Finance Bank?
REC has a market cap of ₹78,114 Cr and AU Small Finance Bank has a market cap of ₹70,013 Cr as of 06 Nov 2026.
Which gave better returns in the last year, REC or AU Small Finance Bank?
AU Small Finance Bank did better: REC returned -23.1% and AU Small Finance Bank returned +5.6% over one year.
Is REC or AU Small Finance Bank a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist REC scores 1/10 and AU Small Finance Bank scores 4/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.