IDFC First Bank vs Bajaj Housing Finance: share price & financials comparison
NSE: IDFCFIRSTB vs BAJAJHFL · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
IDFC First Bank vs Bajaj Housing Finance at a glance
IDFC First Bank (IDFCFIRSTB) has a market capitalisation of ₹66,680 Cr, against ₹66,632 Cr for Bajaj Housing Finance (BAJAJHFL). Over the past year IDFC First Bank has returned -2.5%, compared with -27.7% for Bajaj Housing Finance. IDFC First Bank comes out ahead on growth, momentum and technicals. Across the scored metrics below, IDFC First Bank leads on 5 and Bajaj Housing Finance on 0. On StoxGud's 10-point checklist, IDFC First Bank scores 4/10 and Bajaj Housing Finance scores 2/10.
| Metric | IDFC First Bank | Bajaj Housing Finance |
|---|---|---|
| Size | ||
| Market cap | ₹66,680 Cr | ₹66,632 Cr |
| Revenue (latest FY) | ₹48,422 Cr | ₹11,150 Cr |
| Net profit (latest FY) | ₹1,611 Cr | — |
| Valuation | ||
| P/E | 22.2 | — |
| P/B | 1.35 | — |
| Dividend yield | 0.44% | — |
| Profitability | ||
| Return on equity | 6.1% | — |
| Net profit margin | 5.7% | — |
| Operating margin | 15.8% | — |
| Growth | ||
| Revenue growth (YoY) | +20.3% | +18.0% |
| Net profit growth (YoY) | +201.7% | — |
| Revenue CAGR (multi-year) | +21.6% | — |
| Momentum | ||
| 1-month return | -2.8% | -4.9% |
| 1-year return | -2.5% | -27.7% |
| 3-year CAGR | -2.2% | — |
| 5-year CAGR | +8.5% | — |
| 10-year CAGR | +0.6% | — |
| Distance from 52W high | -12.0% | -27.7% |
| Technicals | ||
| RSI (14) | 48 | 41 |
| Price vs 200-day avg | +0.8% | -6.1% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | IDFC First Bank | Bajaj Housing Finance |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 4/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, IDFC First Bank or Bajaj Housing Finance?
IDFC First Bank has a market cap of ₹66,680 Cr and Bajaj Housing Finance has a market cap of ₹66,632 Cr as of 06 Nov 2026.
Which gave better returns in the last year, IDFC First Bank or Bajaj Housing Finance?
IDFC First Bank did better: IDFC First Bank returned -2.5% and Bajaj Housing Finance returned -27.7% over one year.
Is IDFC First Bank or Bajaj Housing Finance a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist IDFC First Bank scores 4/10 and Bajaj Housing Finance scores 2/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.