StoxBajaj Housing Finance vs Bank of India: share price & financials comparison
NSE: BAJAJHFL vs BANKINDIA · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Bajaj Housing Finance vs Bank of India at a glance
Bajaj Housing Finance (BAJAJHFL) has a market capitalisation of ₹66,632 Cr, against ₹63,097 Cr for Bank of India (BANKINDIA). Over the past year Bank of India has returned -1.6%, compared with -27.7% for Bajaj Housing Finance. Bajaj Housing Finance comes out ahead on growth. Bank of India comes out ahead on momentum and technicals. Across the scored metrics below, Bajaj Housing Finance leads on 1 and Bank of India on 4. On StoxGud's 10-point checklist, Bajaj Housing Finance scores 2/10 and Bank of India scores 5/10.
| Metric | Bajaj Housing Finance | Bank of India |
|---|---|---|
| Size | ||
| Market cap | ₹66,632 Cr | ₹63,097 Cr |
| Revenue (latest FY) | ₹11,150 Cr | ₹85,650 Cr |
| Net profit (latest FY) | — | ₹10,306 Cr |
| Valuation | ||
| P/E | — | 5.0 |
| P/B | — | 0.67 |
| Dividend yield | — | 2.92% |
| Profitability | ||
| Return on equity | — | 13.3% |
| Net profit margin | — | 13.7% |
| Operating margin | — | 21.5% |
| Growth | ||
| Revenue growth (YoY) | +18.0% | +16.4% |
| Net profit growth (YoY) | — | +28.4% |
| Revenue CAGR (multi-year) | — | +9.6% |
| Momentum | ||
| 1-month return | -4.9% | +3.8% |
| 1-year return | -27.7% | -1.6% |
| 3-year CAGR | — | +11.2% |
| 5-year CAGR | — | +17.0% |
| 10-year CAGR | — | +2.5% |
| Distance from 52W high | -27.7% | -21.8% |
| Technicals | ||
| RSI (14) | 41 | 58 |
| Price vs 200-day avg | -6.1% | -5.0% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Bajaj Housing Finance | Bank of India |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 2/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Bajaj Housing Finance or Bank of India?
Bajaj Housing Finance has a market cap of ₹66,632 Cr and Bank of India has a market cap of ₹63,097 Cr as of 06 Nov 2026.
Which gave better returns in the last year, Bajaj Housing Finance or Bank of India?
Bank of India did better: Bajaj Housing Finance returned -27.7% and Bank of India returned -1.6% over one year.
Is Bajaj Housing Finance or Bank of India a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist Bajaj Housing Finance scores 2/10 and Bank of India scores 5/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.