StoxIDFC First Bank vs Bank of India: share price & financials comparison
NSE: IDFCFIRSTB vs BANKINDIA · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
IDFC First Bank vs Bank of India at a glance
IDFC First Bank (IDFCFIRSTB) has a market capitalisation of ₹66,680 Cr, against ₹63,097 Cr for Bank of India (BANKINDIA). Over the past year Bank of India has returned -1.6%, compared with -2.5% for IDFC First Bank. On valuation, Bank of India trades at a lower P/E of 5.0 versus 22.2. Bank of India earns a higher return on equity (13.3% vs 6.1%). IDFC First Bank comes out ahead on growth and technicals. Bank of India comes out ahead on size, valuation, profitability and momentum. Across the scored metrics below, IDFC First Bank leads on 5 and Bank of India on 12. On StoxGud's 10-point checklist, IDFC First Bank scores 4/10 and Bank of India scores 5/10.
| Metric | IDFC First Bank | Bank of India |
|---|---|---|
| Size | ||
| Market cap | ₹66,680 Cr | ₹63,097 Cr |
| Revenue (latest FY) | ₹48,422 Cr | ₹85,650 Cr |
| Net profit (latest FY) | ₹1,611 Cr | ₹10,306 Cr |
| Valuation | ||
| P/E | 22.2 | 5.0 |
| P/B | 1.35 | 0.67 |
| Dividend yield | 0.44% | 2.92% |
| Profitability | ||
| Return on equity | 6.1% | 13.3% |
| Net profit margin | 5.7% | 13.7% |
| Operating margin | 15.8% | 21.5% |
| Growth | ||
| Revenue growth (YoY) | +20.3% | +16.4% |
| Net profit growth (YoY) | +201.7% | +28.4% |
| Revenue CAGR (multi-year) | +21.6% | +9.6% |
| Momentum | ||
| 1-month return | -2.8% | +3.8% |
| 1-year return | -2.5% | -1.6% |
| 3-year CAGR | -2.2% | +11.2% |
| 5-year CAGR | +8.5% | +17.0% |
| 10-year CAGR | +0.6% | +2.5% |
| Distance from 52W high | -12.0% | -21.8% |
| Technicals | ||
| RSI (14) | 48 | 58 |
| Price vs 200-day avg | +0.8% | -5.0% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | IDFC First Bank | Bank of India |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 4/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, IDFC First Bank or Bank of India?
IDFC First Bank has a market cap of ₹66,680 Cr and Bank of India has a market cap of ₹63,097 Cr as of 06 Nov 2026.
Which has a lower P/E, IDFC First Bank or Bank of India?
Bank of India has the lower P/E: IDFC First Bank trades at 22.2 and Bank of India at 5.0.
Which gave better returns in the last year, IDFC First Bank or Bank of India?
Bank of India did better: IDFC First Bank returned -2.5% and Bank of India returned -1.6% over one year.
Is IDFC First Bank or Bank of India a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist IDFC First Bank scores 4/10 and Bank of India scores 5/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.