IDFC First Bank Ltd.

NSE: IDFCFIRSTB · Financial Services

₹77.33-0.60%06 Nov 2026

Ask the data

Instant answers about IDFC First Bank Ltd. — computed from its filings, no language model

Market cap₹66,680 cr

Current price₹77.33

High / Low₹88 / ₹59

P/E22.2

P/B1.35

Book value₹57.5

ROE6.1%

ROCE—

Debt / equity—

Dividend yield0.44%

EPS (TTM)₹3.49

Face value₹10

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

showing latest 6 of 7 periods

	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total income	17,963	18,222	20,345	27,195	36,257	43,478	48,422
Pre-provision op. profit	1,970	2,584	3,284	4,996	6,239	7,379	7,186
Operating margin	11.0%	14.2%	16.1%	18.4%	17.2%	17.0%	14.8%
Interest	10,228	8,585	7,465	10,091	13,870	17,208	19,333
Profit before tax	-2,346	519	175	3,331	3,857	1,864	1,807
Tax	498	36	43	846	915	374	196
Net profit	-2,843	483	132	2,485	2,942	1,490	1,611
EPS ₹	-5.94	0.88	0.21	3.98	4.30	2.04	1.89
Operating cash flow	—	—	2,679	3,563	11,543	14,465	6,817
Capex	—	—	482	1,188	1,374	919	777
Dividend paid	—	—	0	0	0	0	296
Total assets	1,49,159	1,63,072	1,90,146	—	2,96,210	3,43,909	3,99,775
Equity	15,404	17,900	21,066	—	32,274	38,156	47,404

Quarterly performance

last 27 quarters · ₹ crore

showing latest 8 of 27 periods

	JUN '19	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	SEP '22	DEC '22	MAR '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	4,177	4,778	4,553	4,413	4,081	4,836	4,834	4,938	4,830	5,199	5,385	6,531	7,064	7,822	8,766	9,396	9,862	10,363	10,684	11,123	11,308	11,869	11,828	12,542	12,183	13,361	14,228
Pre-provision op. profit	326	691	531	901	353	673	658	1,013	654	783	840	1,184	1,277	1,577	1,511	1,585	1,671	1,847	1,977	1,760	1,795	2,230	1,876	2,009	1,070	2,626	2,552
Operating margin	7.8%	14.5%	11.7%	20.4%	8.6%	13.9%	13.6%	20.5%	13.5%	15.1%	15.6%	18.1%	18.1%	20.2%	17.2%	16.9%	16.9%	17.8%	18.5%	15.8%	15.9%	18.8%	15.9%	16.0%	8.8%	19.7%	17.9%
Other income	311	579	484	485	168	759	841	849	730	769	831	1,061	1,152	1,398	1,410	1,517	1,642	1,574	1,727	1,780	1,895	2,227	1,891	2,125	1,630	2,310	2,305
Interest	2,617	2,565	2,392	2,205	2,140	2,208	2,032	1,904	1,828	1,849	1,884	2,467	2,626	2,827	3,406	3,592	3,750	4,093	4,169	4,440	4,505	4,709	4,824	4,924	4,876	5,077	5,735
Profit before tax	-955	-1,614	118	136	137	190	55	-865	179	391	470	760	827	1,094	983	930	948	853	245	422	344	571	424	611	201	1,482	1,412
Tax	-343	18	42	36	28	53	-81	-244	68	101	118	193	210	278	236	198	216	210	33	82	49	118	76	132	-130	334	363
Net profit	-612	-1,632	76	100	109	137	137	-621	111	290	352	567	617	816	747	732	732	643	212	340	296	453	348	479	331	1,148	1,049
EPS ₹	-1.28	-3.41	0.16	0.20	0.19	0.24	0.24	-1.01	0.18	0.47	0.57	0.91	0.99	1.30	1.12	1.04	1.04	0.91	0.28	0.46	0.40	0.62	0.35	0.54	0.38	1.33	1.22
Revenue YoY	—	—	—	5.7%	—	1.2%	6.2%	11.9%	18.3%	7.5%	11.4%	35.2%	35.9%	45.3%	34.2%	33.0%	26.1%	—	21.9%	18.4%	14.7%	14.5%	10.7%	12.8%	7.7%	12.6%	20.3%
Profit YoY	—	—	—	—	—	—	79.3%	-720.7%	1.8%	111.6%	157.3%	411.2%	112.5%	131.6%	31.7%	18.7%	-10.3%	—	-71.6%	-53.5%	-59.6%	-29.4%	64.1%	40.7%	11.9%	153.1%	201.7%

Earlier results (standalone, Dec '15 – Mar '19)

₹ crore · from BSE, before the NSE XBRL filings begin

IDFC First Bank Ltd. reports consolidated figures above. Quarterly consolidated results only became mandatory in India in 2019, so the earlier history available is the standalone company only (excluding subsidiaries). It is shown separately so the two bases are never mixed.

Full years

	FY17†	FY18†	FY19†
Total income	9,547	10,048	12,887
Pre-provision op. profit	1,753	1,263	850
Operating margin	18.4%	12.6%	6.6%
Other income	1,014	1,118	939
Interest	6,515	7,132	8,749
Profit before tax	1,471	1,027	-3,295
Tax	451	168	-1,351
Net profit	1,020	859	-1,944

Quarters

showing latest 8 of 14 periods

	DEC '15†	MAR '16†	JUN '16†	SEP '16†	DEC '16†	MAR '17†	JUN '17†	SEP '17†	DEC '17†	MAR '18†	JUN '18†	SEP '18†	DEC '18†	MAR '19†
Total income	2,007	1,953	2,188	2,493	2,586	2,280	2,794	2,365	2,515	2,374	2,520	2,453	3,968	3,945
Pre-provision op. profit	389	260	435	582	476	260	647	245	315	56	242	19	308	281
Operating margin	19.4%	13.3%	19.9%	23.4%	18.4%	11.4%	23.2%	10.4%	12.5%	2.4%	9.6%	0.8%	7.8%	7.1%
Other income	218	138	213	410	335	56	649	145	231	93	199	119	304	316
Interest	1,403	1,399	1,477	1,587	1,730	1,721	1,757	1,758	1,789	1,828	1,831	1,883	2,519	2,516
Profit before tax	377	248	411	560	244	255	662	345	206	-186	208	-583	-2,504	-417
Tax	134	83	146	172	53	80	224	112	60	-228	27	-213	-966	-199
Net profit	242	165	265	388	191	176	438	234	146	42	182	-370	-1,538	-218
EPS ₹	0.71	0.49	0.78	1.14	0.56	0.52	1.29	0.69	0.43	0.12	0.53	-1.09	-3.22	-0.46
Revenue YoY	—	—	—	—	28.8%	16.7%	27.7%	-5.1%	-2.8%	4.2%	-9.8%	3.7%	57.8%	66.2%
Profit YoY	—	—	—	—	-21.0%	6.6%	65.3%	-39.7%	-23.6%	-76.2%	-58.5%	-258.2%	-1152.6%	-620.0%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 17 periods

	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
ROE	-8.7%	2.7%	2.7%	-1.3%	-1.3%	-0.5%	0.6%	8.8%	6.3%	5.2%	3.9%	3.4%	3.1%	3.4%	3.4%	4.9%	6.1%
Net margin	-7.6%	2.4%	2.7%	-1.3%	-1.2%	-0.4%	0.7%	7.4%	5.8%	4.6%	3.4%	2.9%	3.1%	3.3%	3.3%	4.6%	5.7%
EBITDA margin	13.9%	13.7%	14.2%	14.4%	15.4%	15.7%	16.2%	17.2%	17.6%	17.3%	17.0%	17.3%	16.6%	16.6%	14.8%	15.2%	15.8%
Asset turnover	0.12	0.12	0.11	0.11	0.12	0.12	0.11	0.13	0.13	0.13	0.13	0.13	0.12	0.12	0.12	0.12	0.11

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 14 periods

	MAR '17‡	MAR '18‡	MAR '19‡	MAR '20‡	MAR '21‡	MAR '22‡	SEP '22	SEP '23	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Share capital	3,399	3,404	4,782	4,810	5,676	6,218	6,221	6,722	7,070	7,483	7,322	8,589	8,890	8,623
Reserves	11,277	11,870	13,418	10,594	12,224	14,848	15,931	21,041	25,204	29,493	30,834	37,965	38,514	40,952
Total equity	14,676	15,274	18,199	15,404	17,900	21,066	22,153	27,764	32,274	36,976	38,156	46,554	47,404	49,575
Deposits	40,098	48,039	70,354	65,079	88,536	1,05,540	1,23,414	1,71,115	2,00,570	2,23,558	2,52,010	2,76,737	2,94,312	3,48,369
Borrowings	50,262	57,287	69,983	57,397	45,786	52,963	56,643	53,166	50,936	46,351	38,984	40,792	36,633	53,968
Total assets	1,12,064	1,26,382	1,67,099	1,49,159	1,63,072	1,90,146	2,12,817	2,64,720	2,96,210	3,20,552	3,43,909	3,82,334	3,99,775	4,70,545
Advances	49,402	52,165	86,302	85,595	1,00,550	1,17,858	1,34,762	1,74,814	1,94,592	2,15,061	2,33,113	2,57,101	2,80,391	3,35,641
Investments	50,164	60,904	58,245	45,174	45,182	45,935	50,376	62,922	74,500	76,118	80,505	91,569	85,646	1,02,270
Fixed assets	799	800	974	1,073	1,296	1,387	1,647	2,516	2,675	2,821	2,736	2,658	2,626	2,651
Cash & bank balances	5,140	4,877	9,526	4,163	5,773	15,702	14,850	13,050	12,481	14,583	15,099	15,501	12,766	15,051

Cash flow

annual · ₹ crore · line = free cash flow

showing latest 5 of 10 periods

	FY17‡	FY18‡	FY19‡	FY20‡	FY21‡	FY22	FY23	FY24	FY25	FY26
Cash from operations	14,128	-5,978	17,364	10,966	14,042	2,679	3,563	11,543	14,465	6,817
Cash from investing	-4,918	-1,027	-1,365	-3,790	-2,833	-2,960	-11,996	-9,887	-3,478	-14,143
Cash from financing	-6,974	6,742	-12,220	-12,539	-9,598	10,211	6,509	-2,954	-8,673	4,972
Capex	270	174	276	428	586	482	1,188	1,374	919	777
Free cash flow	13,858	-6,152	17,087	10,538	13,456	2,197	2,375	10,169	13,546	6,039
Dividends paid	—	—	—	—	—	0	0	0	0	296

Where the assets sit

Sep '26 · ₹ crore

Advances

₹3,35,641 cr71%

Investments

₹1,02,270 cr22%

Fixed assets

₹2,651 cr1%

Cash & bank

₹15,051 cr3%

Other assets

₹14,932 cr3%

Peer comparison

largest in Financial Services · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
HDFC Bank Ltd.	12,15,371	788.25	15.2	2.01	13.3%
ICICI Bank Ltd.	11,28,090	1,571.20	19.1	2.75	14.4%
State Bank of India	9,40,157	1,018.50	10.4	1.36	13.1%
Bajaj Finance Ltd.	6,77,005	1,087.75	—	—	—
Kotak Mahindra Bank Ltd.	4,77,499	480.00	22.2	2.45	11.0%
Axis Bank Ltd.	4,11,911	1,322.90	13.8	1.79	13.0%
Shriram Finance Ltd.	2,26,163	961.15	—	—	—
BSE Ltd.	1,55,002	3,800.00	50.3	19.49	38.8%
Cholamandalam Investment and Finance Company Ltd.	1,53,126	1,785.00	—	—	—
Jio Financial Services Ltd.	1,52,665	231.20	—	—	—
IDFC First Bank Ltd.	66,680	77.33	22.2	1.35	6.1%

StoxGud checklist: Neutral setup · 4/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month-2.8%

6 months+9.9%

1 year-2.5%

3Y CAGR-2.2%

5Y CAGR+8.5%

10Y CAGR+0.6%

50-day avg₹80.73

200-day avg₹76.75

RSI (14)48

Compare IDFC First Bank Ltd. with

Nippon Life India Asset Management vs IDFC First Bank Bank of Maharashtra vs IDFC First Bank IDFC First Bank vs Bajaj Housing Finance IDFC First Bank vs Motilal Oswal Financial Services IDFC First Bank vs Bank of India

FAQs

What is the share price of IDFC First Bank Ltd.?

IDFC First Bank Ltd. (IDFCFIRSTB) closed at ₹77.33 on NSE on 06 Nov 2026.

What is the market cap of IDFC First Bank Ltd.?

₹66,680 crore at the latest close.

What is the P/E ratio of IDFC First Bank Ltd.?

22.2, on trailing-twelve-month earnings from its filings.

How fast is IDFC First Bank Ltd. growing?

IDFC First Bank Ltd.: revenue has compounded at 21.2% a year over three years; net profit at -13.5% a year. Latest-quarter revenue is up 20.3% year on year, profit up 201.7%.

How profitable is IDFC First Bank Ltd.?

On a trailing-twelve-month basis return on equity is 6.1%, operating margin 15.8%, net margin 5.7%.

How much debt does IDFC First Bank Ltd. have?

Debt to equity isn't meaningful for IDFC First Bank Ltd. (banks borrow as part of their business) or isn't filed yet.

Financials parsed from IDFC First Bank Ltd.'s own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from JUN '19, annual from FY20, balance sheet from Mar '17. * = derived (full year or half year minus earlier quarters). ‡ = balance sheet / cash flow read from the company's published annual report (same basis), for years before the NSE filings carry them; each one checked to add up. Information only, not investment advice.