StoxBank of India vs Indian Overseas Bank: share price & financials comparison
NSE: BANKINDIA vs IOB · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Bank of India vs Indian Overseas Bank at a glance
Bank of India (BANKINDIA) has a market capitalisation of ₹63,097 Cr, against ₹58,848 Cr for Indian Overseas Bank (IOB). Over the past year Bank of India has returned -1.6%, compared with -24.5% for Indian Overseas Bank. On valuation, Bank of India trades at a lower P/E of 5.0 versus 8.8. Indian Overseas Bank earns a higher return on equity (16.5% vs 13.3%). Bank of India comes out ahead on size, valuation, momentum and technicals. Indian Overseas Bank comes out ahead on profitability and growth. Across the scored metrics below, Bank of India leads on 11 and Indian Overseas Bank on 5. On StoxGud's 10-point checklist, Bank of India scores 5/10 and Indian Overseas Bank scores 5/10.
| Metric | Bank of India | Indian Overseas Bank |
|---|---|---|
| Size | ||
| Market cap | ₹63,097 Cr | ₹58,848 Cr |
| Revenue (latest FY) | ₹85,650 Cr | ₹37,532 Cr |
| Net profit (latest FY) | ₹10,306 Cr | ₹5,418 Cr |
| Valuation | ||
| P/E | 5.0 | 8.8 |
| P/B | 0.67 | 1.46 |
| Dividend yield | 2.92% | — |
| Profitability | ||
| Return on equity | 13.3% | 16.5% |
| Net profit margin | 13.7% | 16.3% |
| Operating margin | 21.5% | 26.9% |
| Growth | ||
| Revenue growth (YoY) | +16.4% | +13.1% |
| Net profit growth (YoY) | +28.4% | +55.9% |
| Revenue CAGR (multi-year) | +9.6% | +14.8% |
| Momentum | ||
| 1-month return | +3.8% | -1.5% |
| 1-year return | -1.6% | -24.5% |
| 3-year CAGR | +11.2% | -8.4% |
| 5-year CAGR | +17.0% | +7.4% |
| 10-year CAGR | +2.5% | +1.8% |
| Distance from 52W high | -21.8% | -24.4% |
| Technicals | ||
| RSI (14) | 58 | 47 |
| Price vs 200-day avg | -5.0% | -8.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Bank of India | Indian Overseas Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✓ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✓ | ✓ |
| Score | 5/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Bank of India or Indian Overseas Bank?
Bank of India has a market cap of ₹63,097 Cr and Indian Overseas Bank has a market cap of ₹58,848 Cr as of 06 Nov 2026.
Which has a lower P/E, Bank of India or Indian Overseas Bank?
Bank of India has the lower P/E: Bank of India trades at 5.0 and Indian Overseas Bank at 8.8.
Which gave better returns in the last year, Bank of India or Indian Overseas Bank?
Bank of India did better: Bank of India returned -1.6% and Indian Overseas Bank returned -24.5% over one year.
Is Bank of India or Indian Overseas Bank a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist Bank of India scores 5/10 and Indian Overseas Bank scores 5/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.