StoxIndian Overseas Bank vs RBL Bank: share price & financials comparison
NSE: IOB vs RBLBANK · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Indian Overseas Bank vs RBL Bank at a glance
Indian Overseas Bank (IOB) has a market capitalisation of ₹58,848 Cr, against ₹58,807 Cr for RBL Bank (RBLBANK). Over the past year RBL Bank has returned +17.1%, compared with -24.5% for Indian Overseas Bank. On valuation, Indian Overseas Bank trades at a lower P/E of 8.8 versus 48.8. Indian Overseas Bank earns a higher return on equity (16.5% vs 2.8%). Indian Overseas Bank comes out ahead on size and profitability. RBL Bank comes out ahead on growth, momentum and technicals. Across the scored metrics below, Indian Overseas Bank leads on 8 and RBL Bank on 8. On StoxGud's 10-point checklist, Indian Overseas Bank scores 5/10 and RBL Bank scores 5/10.
| Metric | Indian Overseas Bank | RBL Bank |
|---|---|---|
| Size | ||
| Market cap | ₹58,848 Cr | ₹58,807 Cr |
| Revenue (latest FY) | ₹37,532 Cr | ₹18,464 Cr |
| Net profit (latest FY) | ₹5,418 Cr | ₹879 Cr |
| Valuation | ||
| P/E | 8.8 | 48.8 |
| P/B | 1.46 | 1.35 |
| Dividend yield | — | 0.10% |
| Profitability | ||
| Return on equity | 16.5% | 2.8% |
| Net profit margin | 16.3% | 6.1% |
| Operating margin | 26.9% | 21.5% |
| Growth | ||
| Revenue growth (YoY) | +13.1% | +21.6% |
| Net profit growth (YoY) | +55.9% | +158.9% |
| Revenue CAGR (multi-year) | +14.8% | +11.7% |
| Momentum | ||
| 1-month return | -1.5% | -8.0% |
| 1-year return | -24.5% | +17.1% |
| 3-year CAGR | -8.4% | +18.0% |
| 5-year CAGR | +7.4% | +13.2% |
| 10-year CAGR | +1.8% | -0.1% |
| Distance from 52W high | -24.4% | -11.4% |
| Technicals | ||
| RSI (14) | 47 | 50 |
| Price vs 200-day avg | -8.8% | +7.9% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Indian Overseas Bank | RBL Bank |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✓ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 5/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Indian Overseas Bank or RBL Bank?
Indian Overseas Bank has a market cap of ₹58,848 Cr and RBL Bank has a market cap of ₹58,807 Cr as of 06 Nov 2026.
Which has a lower P/E, Indian Overseas Bank or RBL Bank?
Indian Overseas Bank has the lower P/E: Indian Overseas Bank trades at 8.8 and RBL Bank at 48.8.
Which gave better returns in the last year, Indian Overseas Bank or RBL Bank?
RBL Bank did better: Indian Overseas Bank returned -24.5% and RBL Bank returned +17.1% over one year.
Is Indian Overseas Bank or RBL Bank a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist Indian Overseas Bank scores 5/10 and RBL Bank scores 5/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.