StoxRBL Bank vs SBI Cards and Payment Services: share price & financials comparison
NSE: RBLBANK vs SBICARD · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
RBL Bank vs SBI Cards and Payment Services at a glance
RBL Bank (RBLBANK) has a market capitalisation of ₹58,807 Cr, against ₹55,671 Cr for SBI Cards and Payment Services (SBICARD). Over the past year RBL Bank has returned +17.1%, compared with -35.8% for SBI Cards and Payment Services. RBL Bank comes out ahead on momentum and technicals. SBI Cards and Payment Services comes out ahead on valuation. Across the scored metrics below, RBL Bank leads on 6 and SBI Cards and Payment Services on 3. On StoxGud's 10-point checklist, RBL Bank scores 5/10 and SBI Cards and Payment Services scores 2/10.
| Metric | RBL Bank | SBI Cards and Payment Services |
|---|---|---|
| Size | ||
| Market cap | ₹58,807 Cr | ₹55,671 Cr |
| Revenue (latest FY) | ₹18,464 Cr | ₹20,708 Cr |
| Net profit (latest FY) | ₹879 Cr | — |
| Valuation | ||
| P/E | 48.8 | — |
| P/B | 1.35 | — |
| Dividend yield | 0.10% | 0.39% |
| Profitability | ||
| Return on equity | 2.8% | — |
| Net profit margin | 6.1% | — |
| Operating margin | 21.5% | — |
| Growth | ||
| Revenue growth (YoY) | +21.6% | +3.2% |
| Net profit growth (YoY) | +158.9% | — |
| Revenue CAGR (multi-year) | +11.7% | +16.3% |
| Momentum | ||
| 1-month return | -8.0% | +5.0% |
| 1-year return | +17.1% | -35.8% |
| 3-year CAGR | +18.0% | -8.1% |
| 5-year CAGR | +13.2% | -11.9% |
| 10-year CAGR | -0.1% | — |
| Distance from 52W high | -11.4% | -35.1% |
| Technicals | ||
| RSI (14) | 50 | 57 |
| Price vs 200-day avg | +7.9% | -10.5% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | RBL Bank | SBI Cards and Payment Services |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 5/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, RBL Bank or SBI Cards and Payment Services?
RBL Bank has a market cap of ₹58,807 Cr and SBI Cards and Payment Services has a market cap of ₹55,671 Cr as of 06 Nov 2026.
Which gave better returns in the last year, RBL Bank or SBI Cards and Payment Services?
RBL Bank did better: RBL Bank returned +17.1% and SBI Cards and Payment Services returned -35.8% over one year.
Is RBL Bank or SBI Cards and Payment Services a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist RBL Bank scores 5/10 and SBI Cards and Payment Services scores 2/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.