StoxSBI Cards and Payment Services vs Yes Bank: share price & financials comparison
NSE: SBICARD vs YESBANK · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
SBI Cards and Payment Services vs Yes Bank at a glance
SBI Cards and Payment Services (SBICARD) has a market capitalisation of ₹55,671 Cr, against ₹53,989 Cr for Yes Bank (YESBANK). Over the past year Yes Bank has returned -24.2%, compared with -35.8% for SBI Cards and Payment Services. SBI Cards and Payment Services comes out ahead on technicals. Yes Bank comes out ahead on momentum. Across the scored metrics below, SBI Cards and Payment Services leads on 3 and Yes Bank on 5. On StoxGud's 10-point checklist, SBI Cards and Payment Services scores 2/10 and Yes Bank scores 4/10.
| Metric | SBI Cards and Payment Services | Yes Bank |
|---|---|---|
| Size | ||
| Market cap | ₹55,671 Cr | ₹53,989 Cr |
| Revenue (latest FY) | ₹20,708 Cr | ₹37,293 Cr |
| Net profit (latest FY) | — | ₹3,512 Cr |
| Valuation | ||
| P/E | — | 12.9 |
| P/B | — | 1.01 |
| Dividend yield | 0.39% | — |
| Profitability | ||
| Return on equity | — | 7.9% |
| Net profit margin | — | 10.7% |
| Operating margin | — | 16.0% |
| Growth | ||
| Revenue growth (YoY) | +3.2% | +16.3% |
| Net profit growth (YoY) | — | +63.2% |
| Revenue CAGR (multi-year) | +16.3% | +9.7% |
| Momentum | ||
| 1-month return | +5.0% | -17.3% |
| 1-year return | -35.8% | -24.2% |
| 3-year CAGR | -8.1% | +1.0% |
| 5-year CAGR | -11.9% | +5.6% |
| 10-year CAGR | — | -23.2% |
| Distance from 52W high | -35.1% | -32.5% |
| Technicals | ||
| RSI (14) | 57 | 47 |
| Price vs 200-day avg | -10.5% | -19.4% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | SBI Cards and Payment Services | Yes Bank |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 2/10 | 4/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, SBI Cards and Payment Services or Yes Bank?
SBI Cards and Payment Services has a market cap of ₹55,671 Cr and Yes Bank has a market cap of ₹53,989 Cr as of 06 Nov 2026.
Which gave better returns in the last year, SBI Cards and Payment Services or Yes Bank?
Yes Bank did better: SBI Cards and Payment Services returned -35.8% and Yes Bank returned -24.2% over one year.
Is SBI Cards and Payment Services or Yes Bank a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist SBI Cards and Payment Services scores 2/10 and Yes Bank scores 4/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.