StoxIndian Railway Finance Corporation vs IDBI Bank: share price & financials comparison
NSE: IRFC vs IDBI · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Indian Railway Finance Corporation vs IDBI Bank at a glance
Indian Railway Finance Corporation (IRFC) has a market capitalisation of ₹1,08,861 Cr, against ₹86,019 Cr for IDBI Bank (IDBI). Over the past year IDBI Bank has returned -19.4%, compared with -31.9% for Indian Railway Finance Corporation. Indian Railway Finance Corporation comes out ahead on growth. IDBI Bank comes out ahead on valuation, momentum and technicals. Across the scored metrics below, Indian Railway Finance Corporation leads on 4 and IDBI Bank on 5. On StoxGud's 10-point checklist, Indian Railway Finance Corporation scores 2/10 and IDBI Bank scores 4/10.
| Metric | Indian Railway Finance Corporation | IDBI Bank |
|---|---|---|
| Size | ||
| Market cap | ₹1,08,861 Cr | ₹86,019 Cr |
| Revenue (latest FY) | ₹27,338 Cr | ₹35,631 Cr |
| Net profit (latest FY) | — | ₹9,210 Cr |
| Valuation | ||
| P/E | — | 10.4 |
| P/B | — | 1.19 |
| Dividend yield | 2.52% | 2.62% |
| Profitability | ||
| Return on equity | — | 11.5% |
| Net profit margin | — | 22.8% |
| Operating margin | — | 27.9% |
| Growth | ||
| Revenue growth (YoY) | +24.4% | +7.3% |
| Net profit growth (YoY) | — | -31.4% |
| Revenue CAGR (multi-year) | +11.6% | +5.7% |
| Momentum | ||
| 1-month return | +4.6% | -3.5% |
| 1-year return | -31.9% | -19.4% |
| 3-year CAGR | +4.2% | +6.9% |
| 5-year CAGR | +28.0% | +8.6% |
| 10-year CAGR | — | +1.2% |
| Distance from 52W high | -37.7% | -31.0% |
| Technicals | ||
| RSI (14) | 72 | 64 |
| Price vs 200-day avg | -10.8% | -5.5% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Indian Railway Finance Corporation | IDBI Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 2/10 | 4/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Indian Railway Finance Corporation or IDBI Bank?
Indian Railway Finance Corporation has a market cap of ₹1,08,861 Cr and IDBI Bank has a market cap of ₹86,019 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Indian Railway Finance Corporation or IDBI Bank?
IDBI Bank did better: Indian Railway Finance Corporation returned -31.9% and IDBI Bank returned -19.4% over one year.
What is the difference between Indian Railway Finance Corporation and IDBI Bank?
Both are NSE-listed companies in Financial Services. Indian Railway Finance Corporation is about 1.3 times the size of IDBI Bank by market cap. In the latest financial year Indian Railway Finance Corporation reported revenue of ₹27,338 Cr and IDBI Bank ₹35,631 Cr.
Which is better, Indian Railway Finance Corporation or IDBI Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Indian Railway Finance Corporation leads on 4 and IDBI Bank on 5. Indian Railway Finance Corporation is ahead on growth. IDBI Bank is ahead on valuation, momentum and technicals. On StoxGud's rules-based checklist Indian Railway Finance Corporation scores 2/10 and IDBI Bank scores 4/10. This is information, not advice: consult a SEBI-registered adviser before investing.