StoxIndian Railway Finance Corporation vs Muthoot Finance: share price & financials comparison
NSE: IRFC vs MUTHOOTFIN · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Indian Railway Finance Corporation vs Muthoot Finance at a glance
Indian Railway Finance Corporation (IRFC) has a market capitalisation of ₹1,08,861 Cr, against ₹1,14,017 Cr for Muthoot Finance (MUTHOOTFIN). Over the past year Muthoot Finance has returned -10.9%, compared with -31.9% for Indian Railway Finance Corporation. Indian Railway Finance Corporation comes out ahead on valuation. Muthoot Finance comes out ahead on growth, momentum and technicals. Across the scored metrics below, Indian Railway Finance Corporation leads on 2 and Muthoot Finance on 7. On StoxGud's 10-point checklist, Indian Railway Finance Corporation scores 2/10 and Muthoot Finance scores 2/10.
| Metric | Indian Railway Finance Corporation | Muthoot Finance |
|---|---|---|
| Size | ||
| Market cap | ₹1,08,861 Cr | ₹1,14,017 Cr |
| Revenue (latest FY) | ₹27,338 Cr | ₹31,263 Cr |
| Valuation | ||
| Dividend yield | 2.52% | 0.92% |
| Growth | ||
| Revenue growth (YoY) | +24.4% | +36.5% |
| Revenue CAGR (multi-year) | +11.6% | +22.0% |
| Momentum | ||
| 1-month return | +4.6% | +8.1% |
| 1-year return | -31.9% | -10.9% |
| 3-year CAGR | +4.2% | +30.1% |
| 5-year CAGR | +28.0% | +10.7% |
| 10-year CAGR | — | +24.3% |
| Distance from 52W high | -37.7% | -30.6% |
| Technicals | ||
| RSI (14) | 72 | 76 |
| Price vs 200-day avg | -10.8% | -9.6% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Indian Railway Finance Corporation | Muthoot Finance |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 2/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Indian Railway Finance Corporation or Muthoot Finance?
Indian Railway Finance Corporation has a market cap of ₹1,08,861 Cr and Muthoot Finance has a market cap of ₹1,14,017 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Indian Railway Finance Corporation or Muthoot Finance?
Muthoot Finance did better: Indian Railway Finance Corporation returned -31.9% and Muthoot Finance returned -10.9% over one year.
What is the difference between Indian Railway Finance Corporation and Muthoot Finance?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹1,08,861 Cr vs ₹1,14,017 Cr). In the latest financial year Indian Railway Finance Corporation reported revenue of ₹27,338 Cr and Muthoot Finance ₹31,263 Cr.
Which is better, Indian Railway Finance Corporation or Muthoot Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Indian Railway Finance Corporation leads on 2 and Muthoot Finance on 7. Indian Railway Finance Corporation is ahead on valuation. Muthoot Finance is ahead on growth, momentum and technicals. On StoxGud's rules-based checklist Indian Railway Finance Corporation scores 2/10 and Muthoot Finance scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.