StoxShriram Finance vs Indian Railway Finance Corporation: share price & financials comparison
NSE: SHRIRAMFIN vs IRFC · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Shriram Finance vs Indian Railway Finance Corporation at a glance
Shriram Finance (SHRIRAMFIN) has a market capitalisation of ₹2,28,246 Cr, against ₹1,08,861 Cr for Indian Railway Finance Corporation (IRFC). Over the past year Shriram Finance has returned +21.8%, compared with -31.9% for Indian Railway Finance Corporation. Shriram Finance comes out ahead on momentum and technicals. Indian Railway Finance Corporation comes out ahead on valuation. Across the scored metrics below, Shriram Finance leads on 5 and Indian Railway Finance Corporation on 4. On StoxGud's 10-point checklist, Shriram Finance scores 4/10 and Indian Railway Finance Corporation scores 2/10.
| Metric | Shriram Finance | Indian Railway Finance Corporation |
|---|---|---|
| Size | ||
| Market cap | ₹2,28,246 Cr | ₹1,08,861 Cr |
| Revenue (latest FY) | ₹48,193 Cr | ₹27,338 Cr |
| Valuation | ||
| Dividend yield | 0.64% | 2.52% |
| Growth | ||
| Revenue growth (YoY) | +15.8% | +24.4% |
| Revenue CAGR (multi-year) | +22.5% | +11.6% |
| Momentum | ||
| 1-month return | -1.8% | +4.6% |
| 1-year return | +21.8% | -31.9% |
| 3-year CAGR | +35.1% | +4.2% |
| 5-year CAGR | +24.6% | +28.0% |
| 10-year CAGR | +19.2% | — |
| Distance from 52W high | -15.0% | -37.7% |
| Technicals | ||
| RSI (14) | 68 | 72 |
| Price vs 200-day avg | -3.1% | -10.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Shriram Finance | Indian Railway Finance Corporation |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 4/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Shriram Finance or Indian Railway Finance Corporation?
Shriram Finance has a market cap of ₹2,28,246 Cr and Indian Railway Finance Corporation has a market cap of ₹1,08,861 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Shriram Finance or Indian Railway Finance Corporation?
Shriram Finance did better: Shriram Finance returned +21.8% and Indian Railway Finance Corporation returned -31.9% over one year.
What is the difference between Shriram Finance and Indian Railway Finance Corporation?
Both are NSE-listed companies in Financial Services. Shriram Finance is about 2.1 times the size of Indian Railway Finance Corporation by market cap. In the latest financial year Shriram Finance reported revenue of ₹48,193 Cr and Indian Railway Finance Corporation ₹27,338 Cr.
Which is better, Shriram Finance or Indian Railway Finance Corporation?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Shriram Finance leads on 5 and Indian Railway Finance Corporation on 4. Shriram Finance is ahead on momentum and technicals. Indian Railway Finance Corporation is ahead on valuation. On StoxGud's rules-based checklist Shriram Finance scores 4/10 and Indian Railway Finance Corporation scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.