StoxShriram Finance vs Union Bank of India: share price & financials comparison
NSE: SHRIRAMFIN vs UNIONBANK · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Shriram Finance vs Union Bank of India at a glance
Shriram Finance (SHRIRAMFIN) has a market capitalisation of ₹2,28,246 Cr, against ₹1,54,962 Cr for Union Bank of India (UNIONBANK). Over the past year Union Bank of India has returned +34.0%, compared with +21.8% for Shriram Finance. Shriram Finance comes out ahead on growth. Union Bank of India comes out ahead on valuation, momentum and technicals. Across the scored metrics below, Shriram Finance leads on 4 and Union Bank of India on 6. On StoxGud's 10-point checklist, Shriram Finance scores 4/10 and Union Bank of India scores 8/10.
| Metric | Shriram Finance | Union Bank of India |
|---|---|---|
| Size | ||
| Market cap | ₹2,28,246 Cr | ₹1,54,962 Cr |
| Revenue (latest FY) | ₹48,193 Cr | ₹1,28,400 Cr |
| Net profit (latest FY) | — | ₹19,430 Cr |
| Valuation | ||
| P/E | — | 7.0 |
| P/B | — | 1.07 |
| Dividend yield | 0.64% | 2.34% |
| Profitability | ||
| Return on equity | — | 15.3% |
| Net profit margin | — | 16.8% |
| Operating margin | — | 23.8% |
| Growth | ||
| Revenue growth (YoY) | +15.8% | +3.9% |
| Net profit growth (YoY) | — | +30.6% |
| Revenue CAGR (multi-year) | +22.5% | +19.9% |
| Momentum | ||
| 1-month return | -1.8% | +17.9% |
| 1-year return | +21.8% | +34.0% |
| 3-year CAGR | +35.1% | +21.9% |
| 5-year CAGR | +24.6% | +33.1% |
| 10-year CAGR | +19.2% | +3.2% |
| Distance from 52W high | -15.0% | -0.7% |
| Technicals | ||
| RSI (14) | 68 | 81 |
| Price vs 200-day avg | -3.1% | +14.5% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Shriram Finance | Union Bank of India |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✗ | ✓ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 4/10 | 8/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Shriram Finance or Union Bank of India?
Shriram Finance has a market cap of ₹2,28,246 Cr and Union Bank of India has a market cap of ₹1,54,962 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Shriram Finance or Union Bank of India?
Union Bank of India did better: Shriram Finance returned +21.8% and Union Bank of India returned +34.0% over one year.
What is the difference between Shriram Finance and Union Bank of India?
Both are NSE-listed companies in Financial Services. Shriram Finance is about 1.5 times the size of Union Bank of India by market cap. In the latest financial year Shriram Finance reported revenue of ₹48,193 Cr and Union Bank of India ₹1,28,400 Cr.
Which is better, Shriram Finance or Union Bank of India?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Shriram Finance leads on 4 and Union Bank of India on 6. Shriram Finance is ahead on growth. Union Bank of India is ahead on valuation, momentum and technicals. On StoxGud's rules-based checklist Shriram Finance scores 4/10 and Union Bank of India scores 8/10. This is information, not advice: consult a SEBI-registered adviser before investing.