StoxShriram Finance vs Punjab National Bank: share price & financials comparison
NSE: SHRIRAMFIN vs PNB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Shriram Finance vs Punjab National Bank at a glance
Shriram Finance (SHRIRAMFIN) has a market capitalisation of ₹2,28,246 Cr, against ₹1,64,131 Cr for Punjab National Bank (PNB). Over the past year Shriram Finance has returned +21.8%, compared with +15.9% for Punjab National Bank. Shriram Finance comes out ahead on growth. Punjab National Bank comes out ahead on valuation and technicals. Across the scored metrics below, Shriram Finance leads on 5 and Punjab National Bank on 5. On StoxGud's 10-point checklist, Shriram Finance scores 4/10 and Punjab National Bank scores 7/10.
| Metric | Shriram Finance | Punjab National Bank |
|---|---|---|
| Size | ||
| Market cap | ₹2,28,246 Cr | ₹1,64,131 Cr |
| Revenue (latest FY) | ₹48,193 Cr | ₹1,49,463 Cr |
| Net profit (latest FY) | — | ₹18,393 Cr |
| Valuation | ||
| P/E | — | 7.2 |
| P/B | — | 1.02 |
| Dividend yield | 0.64% | 2.03% |
| Profitability | ||
| Return on equity | — | 14.2% |
| Net profit margin | — | 15.1% |
| Operating margin | — | 20.0% |
| Growth | ||
| Revenue growth (YoY) | +15.8% | +5.7% |
| Net profit growth (YoY) | — | +15.1% |
| Revenue CAGR (multi-year) | +22.5% | +15.1% |
| Momentum | ||
| 1-month return | -1.8% | +22.5% |
| 1-year return | +21.8% | +15.9% |
| 3-year CAGR | +35.1% | +21.8% |
| 5-year CAGR | +24.6% | +28.0% |
| 10-year CAGR | +19.2% | -4.7% |
| Distance from 52W high | -15.0% | +0.0% |
| Technicals | ||
| RSI (14) | 68 | 87 |
| Price vs 200-day avg | -3.1% | +24.9% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Shriram Finance | Punjab National Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 4/10 | 7/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Shriram Finance or Punjab National Bank?
Shriram Finance has a market cap of ₹2,28,246 Cr and Punjab National Bank has a market cap of ₹1,64,131 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Shriram Finance or Punjab National Bank?
Shriram Finance did better: Shriram Finance returned +21.8% and Punjab National Bank returned +15.9% over one year.
What is the difference between Shriram Finance and Punjab National Bank?
Both are NSE-listed companies in Financial Services. Shriram Finance is about 1.4 times the size of Punjab National Bank by market cap. In the latest financial year Shriram Finance reported revenue of ₹48,193 Cr and Punjab National Bank ₹1,49,463 Cr.
Which is better, Shriram Finance or Punjab National Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Shriram Finance leads on 5 and Punjab National Bank on 5. Shriram Finance is ahead on growth. Punjab National Bank is ahead on valuation and technicals. On StoxGud's rules-based checklist Shriram Finance scores 4/10 and Punjab National Bank scores 7/10. This is information, not advice: consult a SEBI-registered adviser before investing.