StoxHDFC Bank vs Shriram Finance: share price & financials comparison
NSE: HDFCBANK vs SHRIRAMFIN · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
HDFC Bank vs Shriram Finance at a glance
HDFC Bank (HDFCBANK) has a market capitalisation of ₹12,39,655 Cr, against ₹2,28,246 Cr for Shriram Finance (SHRIRAMFIN). Over the past year Shriram Finance has returned +21.8%, compared with -18.4% for HDFC Bank. HDFC Bank comes out ahead on valuation and technicals. Shriram Finance comes out ahead on momentum. Across the scored metrics below, HDFC Bank leads on 4 and Shriram Finance on 6. On StoxGud's 10-point checklist, HDFC Bank scores 4/10 and Shriram Finance scores 4/10.
| Metric | HDFC Bank | Shriram Finance |
|---|---|---|
| Size | ||
| Market cap | ₹12,39,655 Cr | ₹2,28,246 Cr |
| Revenue (latest FY) | ₹4,95,463 Cr | ₹48,193 Cr |
| Net profit (latest FY) | ₹76,026 Cr | — |
| Valuation | ||
| P/E | 15.5 | — |
| P/B | 2.05 | — |
| Dividend yield | 1.67% | 0.64% |
| Profitability | ||
| Return on equity | 13.3% | — |
| Net profit margin | 15.8% | — |
| Operating margin | 24.8% | — |
| Growth | ||
| Revenue growth (YoY) | +9.1% | +15.8% |
| Net profit growth (YoY) | +5.6% | — |
| Revenue CAGR (multi-year) | +26.0% | +22.5% |
| Momentum | ||
| 1-month return | +12.6% | -1.8% |
| 1-year return | -18.4% | +21.8% |
| 3-year CAGR | +2.6% | +35.1% |
| 5-year CAGR | +0.6% | +24.6% |
| 10-year CAGR | +9.9% | +19.2% |
| Distance from 52W high | -20.4% | -15.0% |
| Technicals | ||
| RSI (14) | 85 | 68 |
| Price vs 200-day avg | +2.8% | -3.1% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | HDFC Bank | Shriram Finance |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 4/10 | 4/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, HDFC Bank or Shriram Finance?
HDFC Bank has a market cap of ₹12,39,655 Cr and Shriram Finance has a market cap of ₹2,28,246 Cr as of 13 Nov 2026.
Which gave better returns in the last year, HDFC Bank or Shriram Finance?
Shriram Finance did better: HDFC Bank returned -18.4% and Shriram Finance returned +21.8% over one year.
What is the difference between HDFC Bank and Shriram Finance?
Both are NSE-listed companies in Financial Services. HDFC Bank is about 5.4 times the size of Shriram Finance by market cap. In the latest financial year HDFC Bank reported revenue of ₹4,95,463 Cr and Shriram Finance ₹48,193 Cr.
Which is better, HDFC Bank or Shriram Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, HDFC Bank leads on 4 and Shriram Finance on 6. HDFC Bank is ahead on valuation and technicals. Shriram Finance is ahead on momentum. On StoxGud's rules-based checklist HDFC Bank scores 4/10 and Shriram Finance scores 4/10. This is information, not advice: consult a SEBI-registered adviser before investing.