HDFC Bank vs Kotak Mahindra Bank: share price & financials comparison
NSE: HDFCBANK vs KOTAKBANK · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
HDFC Bank vs Kotak Mahindra Bank at a glance
HDFC Bank (HDFCBANK) has a market capitalisation of ₹12,15,371 Cr, against ₹4,77,499 Cr for Kotak Mahindra Bank (KOTAKBANK). Over the past year Kotak Mahindra Bank has returned +11.6%, compared with -21.8% for HDFC Bank. On valuation, HDFC Bank trades at a lower P/E of 15.2 versus 22.2. HDFC Bank earns a higher return on equity (13.3% vs 11.0%). HDFC Bank comes out ahead on size and valuation. Kotak Mahindra Bank comes out ahead on profitability, growth, momentum and technicals. Across the scored metrics below, HDFC Bank leads on 7 and Kotak Mahindra Bank on 10. On StoxGud's 10-point checklist, HDFC Bank scores 5/10 and Kotak Mahindra Bank scores 7/10.
| Metric | HDFC Bank | Kotak Mahindra Bank |
|---|---|---|
| Size | ||
| Market cap | ₹12,15,371 Cr | ₹4,77,499 Cr |
| Revenue (latest FY) | ₹4,95,463 Cr | ₹1,07,564 Cr |
| Net profit (latest FY) | ₹76,026 Cr | ₹19,288 Cr |
| Valuation | ||
| P/E | 15.2 | 22.2 |
| P/B | 2.01 | 2.45 |
| Dividend yield | 1.70% | 0.10% |
| Profitability | ||
| Return on equity | 13.3% | 11.0% |
| Net profit margin | 15.8% | 18.6% |
| Operating margin | 24.8% | 27.5% |
| Growth | ||
| Revenue growth (YoY) | +9.1% | +18.2% |
| Net profit growth (YoY) | +5.6% | +26.3% |
| Revenue CAGR (multi-year) | +26.0% | +13.7% |
| Momentum | ||
| 1-month return | +12.2% | +9.1% |
| 1-year return | -21.8% | +11.6% |
| 3-year CAGR | +1.8% | +11.3% |
| 5-year CAGR | -0.3% | +2.5% |
| 10-year CAGR | +9.7% | +11.6% |
| Distance from 52W high | -21.9% | +0.0% |
| Technicals | ||
| RSI (14) | 68 | 68 |
| Price vs 200-day avg | +0.5% | +19.5% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | HDFC Bank | Kotak Mahindra Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✗ | ✗ |
| Score | 5/10 | 7/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, HDFC Bank or Kotak Mahindra Bank?
HDFC Bank has a market cap of ₹12,15,371 Cr and Kotak Mahindra Bank has a market cap of ₹4,77,499 Cr as of 06 Nov 2026.
Which has a lower P/E, HDFC Bank or Kotak Mahindra Bank?
HDFC Bank has the lower P/E: HDFC Bank trades at 15.2 and Kotak Mahindra Bank at 22.2.
Which gave better returns in the last year, HDFC Bank or Kotak Mahindra Bank?
Kotak Mahindra Bank did better: HDFC Bank returned -21.8% and Kotak Mahindra Bank returned +11.6% over one year.
Is HDFC Bank or Kotak Mahindra Bank a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist HDFC Bank scores 5/10 and Kotak Mahindra Bank scores 7/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.