StoxHDFC Bank vs State Bank of India: share price & financials comparison
NSE: HDFCBANK vs SBIN · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
HDFC Bank vs State Bank of India at a glance
HDFC Bank (HDFCBANK) has a market capitalisation of ₹12,15,371 Cr, against ₹9,40,157 Cr for State Bank of India (SBIN). Over the past year State Bank of India has returned +8.4%, compared with -21.8% for HDFC Bank. On valuation, State Bank of India trades at a lower P/E of 10.4 versus 15.2. HDFC Bank earns a higher return on equity (13.3% vs 13.1%). HDFC Bank comes out ahead on profitability, growth and technicals. State Bank of India comes out ahead on size, valuation and momentum. Across the scored metrics below, HDFC Bank leads on 8 and State Bank of India on 9. On StoxGud's 10-point checklist, HDFC Bank scores 5/10 and State Bank of India scores 6/10.
| Metric | HDFC Bank | State Bank of India |
|---|---|---|
| Size | ||
| Market cap | ₹12,15,371 Cr | ₹9,40,157 Cr |
| Revenue (latest FY) | ₹4,95,463 Cr | ₹7,09,617 Cr |
| Net profit (latest FY) | ₹76,026 Cr | ₹83,299 Cr |
| Valuation | ||
| P/E | 15.2 | 10.4 |
| P/B | 2.01 | 1.36 |
| Dividend yield | 1.70% | 1.51% |
| Profitability | ||
| Return on equity | 13.3% | 13.1% |
| Net profit margin | 15.8% | 12.3% |
| Operating margin | 24.8% | 18.5% |
| Growth | ||
| Revenue growth (YoY) | +9.1% | +6.7% |
| Net profit growth (YoY) | +5.6% | +20.0% |
| Revenue CAGR (multi-year) | +26.0% | +13.1% |
| Momentum | ||
| 1-month return | +12.2% | +6.8% |
| 1-year return | -21.8% | +8.4% |
| 3-year CAGR | +1.8% | +21.0% |
| 5-year CAGR | -0.3% | +14.3% |
| 10-year CAGR | +9.7% | +15.0% |
| Distance from 52W high | -21.9% | -17.0% |
| Technicals | ||
| RSI (14) | 68 | 65 |
| Price vs 200-day avg | +0.5% | -1.9% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | HDFC Bank | State Bank of India |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 5/10 | 6/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, HDFC Bank or State Bank of India?
HDFC Bank has a market cap of ₹12,15,371 Cr and State Bank of India has a market cap of ₹9,40,157 Cr as of 06 Nov 2026.
Which has a lower P/E, HDFC Bank or State Bank of India?
State Bank of India has the lower P/E: HDFC Bank trades at 15.2 and State Bank of India at 10.4.
Which gave better returns in the last year, HDFC Bank or State Bank of India?
State Bank of India did better: HDFC Bank returned -21.8% and State Bank of India returned +8.4% over one year.
Is HDFC Bank or State Bank of India a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist HDFC Bank scores 5/10 and State Bank of India scores 6/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.