StoxTata Capital vs Indian Railway Finance Corporation: share price & financials comparison
NSE: TATACAP vs IRFC · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Tata Capital vs Indian Railway Finance Corporation at a glance
Tata Capital (TATACAP) has a market capitalisation of ₹1,49,841 Cr, against ₹1,08,861 Cr for Indian Railway Finance Corporation (IRFC). Over the past year Tata Capital has returned +7.9%, compared with -31.9% for Indian Railway Finance Corporation. Tata Capital comes out ahead on momentum and technicals. Indian Railway Finance Corporation comes out ahead on valuation and growth. Across the scored metrics below, Tata Capital leads on 4 and Indian Railway Finance Corporation on 2. On StoxGud's 10-point checklist, Tata Capital scores 4/10 and Indian Railway Finance Corporation scores 2/10.
| Metric | Tata Capital | Indian Railway Finance Corporation |
|---|---|---|
| Size | ||
| Market cap | ₹1,49,841 Cr | ₹1,08,861 Cr |
| Revenue (latest FY) | ₹31,583 Cr | ₹27,338 Cr |
| Valuation | ||
| Dividend yield | 0.11% | 2.52% |
| Growth | ||
| Revenue growth (YoY) | +20.7% | +24.4% |
| Revenue CAGR (multi-year) | — | +11.6% |
| Momentum | ||
| 1-month return | +8.4% | +4.6% |
| 1-year return | +7.9% | -31.9% |
| 3-year CAGR | — | +4.2% |
| 5-year CAGR | — | +28.0% |
| Distance from 52W high | -7.2% | -37.7% |
| Technicals | ||
| RSI (14) | 77 | 72 |
| Price vs 200-day avg | +5.1% | -10.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Tata Capital | Indian Railway Finance Corporation |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 4/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Tata Capital or Indian Railway Finance Corporation?
Tata Capital has a market cap of ₹1,49,841 Cr and Indian Railway Finance Corporation has a market cap of ₹1,08,861 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Tata Capital or Indian Railway Finance Corporation?
Tata Capital did better: Tata Capital returned +7.9% and Indian Railway Finance Corporation returned -31.9% over one year.
What is the difference between Tata Capital and Indian Railway Finance Corporation?
Both are NSE-listed companies in Financial Services. Tata Capital is about 1.4 times the size of Indian Railway Finance Corporation by market cap. In the latest financial year Tata Capital reported revenue of ₹31,583 Cr and Indian Railway Finance Corporation ₹27,338 Cr.
Which is better, Tata Capital or Indian Railway Finance Corporation?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Tata Capital leads on 4 and Indian Railway Finance Corporation on 2. Tata Capital is ahead on momentum and technicals. Indian Railway Finance Corporation is ahead on valuation and growth. On StoxGud's rules-based checklist Tata Capital scores 4/10 and Indian Railway Finance Corporation scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.