StoxOne 97 Communications vs Indian Railway Finance Corporation: share price & financials comparison
NSE: PAYTM vs IRFC · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
One 97 Communications vs Indian Railway Finance Corporation at a glance
One 97 Communications (PAYTM) has a market capitalisation of ₹1,24,154 Cr, against ₹1,08,861 Cr for Indian Railway Finance Corporation (IRFC). Over the past year One 97 Communications has returned +53.0%, compared with -31.9% for Indian Railway Finance Corporation. One 97 Communications comes out ahead on growth, momentum and technicals. Across the scored metrics below, One 97 Communications leads on 7 and Indian Railway Finance Corporation on 1. On StoxGud's 10-point checklist, One 97 Communications scores 6/10 and Indian Railway Finance Corporation scores 2/10.
| Metric | One 97 Communications | Indian Railway Finance Corporation |
|---|---|---|
| Size | ||
| Market cap | ₹1,24,154 Cr | ₹1,08,861 Cr |
| Revenue (latest FY) | ₹8,437 Cr | ₹27,338 Cr |
| Net profit (latest FY) | ₹553 Cr | — |
| Valuation | ||
| P/E | 145.2 | — |
| P/B | 7.48 | — |
| Dividend yield | — | 2.52% |
| Profitability | ||
| Return on equity | 5.1% | — |
| Net profit margin | 8.9% | — |
| Operating margin | 8.0% | — |
| Growth | ||
| Revenue growth (YoY) | +28.5% | +24.4% |
| Net profit growth (YoY) | +976.2% | — |
| Revenue CAGR (multi-year) | +14.1% | +11.6% |
| Financial health | ||
| Debt to equity | 0.00 | — |
| Momentum | ||
| 1-month return | +13.1% | +4.6% |
| 1-year return | +53.0% | -31.9% |
| 3-year CAGR | +29.4% | +4.2% |
| 5-year CAGR | +4.5% | +28.0% |
| Distance from 52W high | +0.0% | -37.7% |
| Technicals | ||
| RSI (14) | 80 | 72 |
| Price vs 200-day avg | +45.7% | -10.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | One 97 Communications | Indian Railway Finance Corporation |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✓ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 6/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, One 97 Communications or Indian Railway Finance Corporation?
One 97 Communications has a market cap of ₹1,24,154 Cr and Indian Railway Finance Corporation has a market cap of ₹1,08,861 Cr as of 13 Nov 2026.
Which gave better returns in the last year, One 97 Communications or Indian Railway Finance Corporation?
One 97 Communications did better: One 97 Communications returned +53.0% and Indian Railway Finance Corporation returned -31.9% over one year.
What is the difference between One 97 Communications and Indian Railway Finance Corporation?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹1,24,154 Cr vs ₹1,08,861 Cr). In the latest financial year One 97 Communications reported revenue of ₹8,437 Cr and Indian Railway Finance Corporation ₹27,338 Cr.
Which is better, One 97 Communications or Indian Railway Finance Corporation?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, One 97 Communications leads on 7 and Indian Railway Finance Corporation on 1. One 97 Communications is ahead on growth, momentum and technicals. On StoxGud's rules-based checklist One 97 Communications scores 6/10 and Indian Railway Finance Corporation scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.