StoxIndian Railway Finance Corporation vs Federal Bank: share price & financials comparison
NSE: IRFC vs FEDERALBNK · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Indian Railway Finance Corporation vs Federal Bank at a glance
Indian Railway Finance Corporation (IRFC) has a market capitalisation of ₹1,08,861 Cr, against ₹89,252 Cr for Federal Bank (FEDERALBNK). Over the past year Federal Bank has returned +51.8%, compared with -31.9% for Indian Railway Finance Corporation. Indian Railway Finance Corporation comes out ahead on valuation. Federal Bank comes out ahead on momentum and technicals. Across the scored metrics below, Indian Railway Finance Corporation leads on 2 and Federal Bank on 7. On StoxGud's 10-point checklist, Indian Railway Finance Corporation scores 2/10 and Federal Bank scores 7/10.
| Metric | Indian Railway Finance Corporation | Federal Bank |
|---|---|---|
| Size | ||
| Market cap | ₹1,08,861 Cr | ₹89,252 Cr |
| Revenue (latest FY) | ₹27,338 Cr | ₹34,272 Cr |
| Net profit (latest FY) | — | ₹4,345 Cr |
| Valuation | ||
| P/E | — | 17.2 |
| P/B | — | 2.03 |
| Dividend yield | 2.52% | 0.33% |
| Profitability | ||
| Return on equity | — | 11.8% |
| Net profit margin | — | 14.2% |
| Operating margin | — | 24.5% |
| Growth | ||
| Revenue growth (YoY) | +24.4% | +19.0% |
| Net profit growth (YoY) | — | +51.1% |
| Revenue CAGR (multi-year) | +11.6% | +14.2% |
| Momentum | ||
| 1-month return | +4.6% | +9.5% |
| 1-year return | -31.9% | +51.8% |
| 3-year CAGR | +4.2% | +33.1% |
| 5-year CAGR | +28.0% | +29.4% |
| 10-year CAGR | — | +17.2% |
| Distance from 52W high | -37.7% | -2.9% |
| Technicals | ||
| RSI (14) | 72 | 68 |
| Price vs 200-day avg | -10.8% | +14.7% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Indian Railway Finance Corporation | Federal Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✗ |
| Score | 2/10 | 7/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Indian Railway Finance Corporation or Federal Bank?
Indian Railway Finance Corporation has a market cap of ₹1,08,861 Cr and Federal Bank has a market cap of ₹89,252 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Indian Railway Finance Corporation or Federal Bank?
Federal Bank did better: Indian Railway Finance Corporation returned -31.9% and Federal Bank returned +51.8% over one year.
What is the difference between Indian Railway Finance Corporation and Federal Bank?
Both are NSE-listed companies in Financial Services. Indian Railway Finance Corporation is about 1.2 times the size of Federal Bank by market cap. In the latest financial year Indian Railway Finance Corporation reported revenue of ₹27,338 Cr and Federal Bank ₹34,272 Cr.
Which is better, Indian Railway Finance Corporation or Federal Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Indian Railway Finance Corporation leads on 2 and Federal Bank on 7. Indian Railway Finance Corporation is ahead on valuation. Federal Bank is ahead on momentum and technicals. On StoxGud's rules-based checklist Indian Railway Finance Corporation scores 2/10 and Federal Bank scores 7/10. This is information, not advice: consult a SEBI-registered adviser before investing.