StoxIDFC First Bank vs L&T Finance: share price & financials comparison
NSE: IDFCFIRSTB vs LTF · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
IDFC First Bank vs L&T Finance at a glance
IDFC First Bank (IDFCFIRSTB) has a market capitalisation of ₹68,586 Cr, against ₹69,539 Cr for L&T Finance (LTF). Over the past year L&T Finance has returned -0.9%, compared with -2.0% for IDFC First Bank. IDFC First Bank comes out ahead on technicals. L&T Finance comes out ahead on valuation and momentum. Across the scored metrics below, IDFC First Bank leads on 3 and L&T Finance on 7. On StoxGud's 10-point checklist, IDFC First Bank scores 3/10 and L&T Finance scores 2/10.
| Metric | IDFC First Bank | L&T Finance |
|---|---|---|
| Size | ||
| Market cap | ₹68,586 Cr | ₹69,539 Cr |
| Revenue (latest FY) | ₹48,422 Cr | ₹17,917 Cr |
| Net profit (latest FY) | ₹1,611 Cr | — |
| Valuation | ||
| P/E | 22.8 | — |
| P/B | 1.38 | — |
| Dividend yield | 0.43% | 0.99% |
| Profitability | ||
| Return on equity | 6.1% | — |
| Net profit margin | 5.7% | — |
| Operating margin | 15.8% | — |
| Growth | ||
| Revenue growth (YoY) | +20.3% | +26.5% |
| Net profit growth (YoY) | +201.7% | — |
| Revenue CAGR (multi-year) | +21.6% | +3.5% |
| Momentum | ||
| 1-month return | +0.9% | +3.7% |
| 1-year return | -2.0% | -0.9% |
| 3-year CAGR | -2.7% | +24.3% |
| 5-year CAGR | +9.2% | +27.0% |
| 10-year CAGR | +0.9% | +12.6% |
| Distance from 52W high | -9.5% | -17.3% |
| Technicals | ||
| RSI (14) | 72 | 75 |
| Price vs 200-day avg | +3.7% | -3.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | IDFC First Bank | L&T Finance |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 3/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, IDFC First Bank or L&T Finance?
IDFC First Bank has a market cap of ₹68,586 Cr and L&T Finance has a market cap of ₹69,539 Cr as of 13 Nov 2026.
Which gave better returns in the last year, IDFC First Bank or L&T Finance?
L&T Finance did better: IDFC First Bank returned -2.0% and L&T Finance returned -0.9% over one year.
What is the difference between IDFC First Bank and L&T Finance?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹68,586 Cr vs ₹69,539 Cr). In the latest financial year IDFC First Bank reported revenue of ₹48,422 Cr and L&T Finance ₹17,917 Cr.
Which is better, IDFC First Bank or L&T Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, IDFC First Bank leads on 3 and L&T Finance on 7. IDFC First Bank is ahead on technicals. L&T Finance is ahead on valuation and momentum. On StoxGud's rules-based checklist IDFC First Bank scores 3/10 and L&T Finance scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.