StoxIDFC First Bank vs Indian Overseas Bank: share price & financials comparison
NSE: IDFCFIRSTB vs IOB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
IDFC First Bank vs Indian Overseas Bank at a glance
IDFC First Bank (IDFCFIRSTB) has a market capitalisation of ₹68,586 Cr, against ₹60,909 Cr for Indian Overseas Bank (IOB). Over the past year IDFC First Bank has returned -2.0%, compared with -20.0% for Indian Overseas Bank. On valuation, Indian Overseas Bank trades at a lower P/E of 9.1 versus 22.8. Indian Overseas Bank earns a higher return on equity (16.5% vs 6.1%). IDFC First Bank comes out ahead on growth, momentum and technicals. Indian Overseas Bank comes out ahead on size and profitability. Across the scored metrics below, IDFC First Bank leads on 9 and Indian Overseas Bank on 7. On StoxGud's 10-point checklist, IDFC First Bank scores 3/10 and Indian Overseas Bank scores 5/10.
| Metric | IDFC First Bank | Indian Overseas Bank |
|---|---|---|
| Size | ||
| Market cap | ₹68,586 Cr | ₹60,909 Cr |
| Revenue (latest FY) | ₹48,422 Cr | ₹37,532 Cr |
| Net profit (latest FY) | ₹1,611 Cr | ₹5,418 Cr |
| Valuation | ||
| P/E | 22.8 | 9.1 |
| P/B | 1.38 | 1.51 |
| Dividend yield | 0.43% | — |
| Profitability | ||
| Return on equity | 6.1% | 16.5% |
| Net profit margin | 5.7% | 16.3% |
| Operating margin | 15.8% | 26.9% |
| Growth | ||
| Revenue growth (YoY) | +20.3% | +13.1% |
| Net profit growth (YoY) | +201.7% | +55.9% |
| Revenue CAGR (multi-year) | +21.6% | +14.8% |
| Momentum | ||
| 1-month return | +0.9% | +2.7% |
| 1-year return | -2.0% | -20.0% |
| 3-year CAGR | -2.7% | -8.5% |
| 5-year CAGR | +9.2% | +8.5% |
| 10-year CAGR | +0.9% | +1.9% |
| Distance from 52W high | -9.5% | -21.4% |
| Technicals | ||
| RSI (14) | 72 | 71 |
| Price vs 200-day avg | +3.7% | -5.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | IDFC First Bank | Indian Overseas Bank |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✓ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 3/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, IDFC First Bank or Indian Overseas Bank?
IDFC First Bank has a market cap of ₹68,586 Cr and Indian Overseas Bank has a market cap of ₹60,909 Cr as of 13 Nov 2026.
Which has a lower P/E, IDFC First Bank or Indian Overseas Bank?
Indian Overseas Bank has the lower P/E: IDFC First Bank trades at 22.8 and Indian Overseas Bank at 9.1.
Which gave better returns in the last year, IDFC First Bank or Indian Overseas Bank?
IDFC First Bank did better: IDFC First Bank returned -2.0% and Indian Overseas Bank returned -20.0% over one year.
What is the difference between IDFC First Bank and Indian Overseas Bank?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹68,586 Cr vs ₹60,909 Cr). In the latest financial year IDFC First Bank reported revenue of ₹48,422 Cr and Indian Overseas Bank ₹37,532 Cr. Operating margin is 15.8% for IDFC First Bank and 26.9% for Indian Overseas Bank.
Which is better, IDFC First Bank or Indian Overseas Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, IDFC First Bank leads on 9 and Indian Overseas Bank on 7. IDFC First Bank is ahead on growth, momentum and technicals. Indian Overseas Bank is ahead on size and profitability. On StoxGud's rules-based checklist IDFC First Bank scores 3/10 and Indian Overseas Bank scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.