StoxBank of India vs L&T Finance: share price & financials comparison
NSE: BANKINDIA vs LTF · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Bank of India vs L&T Finance at a glance
Bank of India (BANKINDIA) has a market capitalisation of ₹70,168 Cr, against ₹69,539 Cr for L&T Finance (LTF). Over the past year Bank of India has returned +8.4%, compared with -0.9% for L&T Finance. Bank of India comes out ahead on valuation and technicals. Across the scored metrics below, Bank of India leads on 6 and L&T Finance on 4. On StoxGud's 10-point checklist, Bank of India scores 6/10 and L&T Finance scores 2/10.
| Metric | Bank of India | L&T Finance |
|---|---|---|
| Size | ||
| Market cap | ₹70,168 Cr | ₹69,539 Cr |
| Revenue (latest FY) | ₹85,650 Cr | ₹17,917 Cr |
| Net profit (latest FY) | ₹10,306 Cr | — |
| Valuation | ||
| P/E | 5.6 | — |
| P/B | 0.75 | — |
| Dividend yield | 2.63% | 0.99% |
| Profitability | ||
| Return on equity | 13.3% | — |
| Net profit margin | 13.7% | — |
| Operating margin | 21.5% | — |
| Growth | ||
| Revenue growth (YoY) | +16.4% | +26.5% |
| Net profit growth (YoY) | +28.4% | — |
| Revenue CAGR (multi-year) | +9.6% | +3.5% |
| Momentum | ||
| 1-month return | +14.7% | +3.7% |
| 1-year return | +8.4% | -0.9% |
| 3-year CAGR | +12.8% | +24.3% |
| 5-year CAGR | +20.3% | +27.0% |
| 10-year CAGR | +2.3% | +12.6% |
| Distance from 52W high | -13.0% | -17.3% |
| Technicals | ||
| RSI (14) | 78 | 75 |
| Price vs 200-day avg | +5.8% | -3.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Bank of India | L&T Finance |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 6/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Bank of India or L&T Finance?
Bank of India has a market cap of ₹70,168 Cr and L&T Finance has a market cap of ₹69,539 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Bank of India or L&T Finance?
Bank of India did better: Bank of India returned +8.4% and L&T Finance returned -0.9% over one year.
What is the difference between Bank of India and L&T Finance?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹70,168 Cr vs ₹69,539 Cr). In the latest financial year Bank of India reported revenue of ₹85,650 Cr and L&T Finance ₹17,917 Cr.
Which is better, Bank of India or L&T Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Bank of India leads on 6 and L&T Finance on 4. Bank of India is ahead on valuation and technicals. On StoxGud's rules-based checklist Bank of India scores 6/10 and L&T Finance scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.