StoxBank of India vs SBI Cards and Payment Services: share price & financials comparison
NSE: BANKINDIA vs SBICARD · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Bank of India vs SBI Cards and Payment Services at a glance
Bank of India (BANKINDIA) has a market capitalisation of ₹70,168 Cr, against ₹55,033 Cr for SBI Cards and Payment Services (SBICARD). Over the past year Bank of India has returned +8.4%, compared with -34.3% for SBI Cards and Payment Services. Bank of India comes out ahead on valuation, momentum and technicals. Across the scored metrics below, Bank of India leads on 8 and SBI Cards and Payment Services on 1. On StoxGud's 10-point checklist, Bank of India scores 6/10 and SBI Cards and Payment Services scores 2/10.
| Metric | Bank of India | SBI Cards and Payment Services |
|---|---|---|
| Size | ||
| Market cap | ₹70,168 Cr | ₹55,033 Cr |
| Revenue (latest FY) | ₹85,650 Cr | ₹20,708 Cr |
| Net profit (latest FY) | ₹10,306 Cr | — |
| Valuation | ||
| P/E | 5.6 | — |
| P/B | 0.75 | — |
| Dividend yield | 2.63% | 0.39% |
| Profitability | ||
| Return on equity | 13.3% | — |
| Net profit margin | 13.7% | — |
| Operating margin | 21.5% | — |
| Growth | ||
| Revenue growth (YoY) | +16.4% | +3.2% |
| Net profit growth (YoY) | +28.4% | — |
| Revenue CAGR (multi-year) | +9.6% | +16.3% |
| Momentum | ||
| 1-month return | +14.7% | +1.0% |
| 1-year return | +8.4% | -34.3% |
| 3-year CAGR | +12.8% | -8.4% |
| 5-year CAGR | +20.3% | -11.9% |
| 10-year CAGR | +2.3% | — |
| Distance from 52W high | -13.0% | -35.9% |
| Technicals | ||
| RSI (14) | 78 | 62 |
| Price vs 200-day avg | +5.8% | -10.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Bank of India | SBI Cards and Payment Services |
|---|---|---|
| Price above 50-day average | ✓ | ✗ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 6/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Bank of India or SBI Cards and Payment Services?
Bank of India has a market cap of ₹70,168 Cr and SBI Cards and Payment Services has a market cap of ₹55,033 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Bank of India or SBI Cards and Payment Services?
Bank of India did better: Bank of India returned +8.4% and SBI Cards and Payment Services returned -34.3% over one year.
What is the difference between Bank of India and SBI Cards and Payment Services?
Both are NSE-listed companies in Financial Services. Bank of India is about 1.3 times the size of SBI Cards and Payment Services by market cap. In the latest financial year Bank of India reported revenue of ₹85,650 Cr and SBI Cards and Payment Services ₹20,708 Cr.
Which is better, Bank of India or SBI Cards and Payment Services?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Bank of India leads on 8 and SBI Cards and Payment Services on 1. Bank of India is ahead on valuation, momentum and technicals. On StoxGud's rules-based checklist Bank of India scores 6/10 and SBI Cards and Payment Services scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.