StoxSBI Cards and Payment Services vs PB Fintech: share price & financials comparison
NSE: SBICARD vs POLICYBZR · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
SBI Cards and Payment Services vs PB Fintech at a glance
SBI Cards and Payment Services (SBICARD) has a market capitalisation of ₹55,033 Cr, against ₹51,134 Cr for PB Fintech (POLICYBZR). Over the past year SBI Cards and Payment Services has returned -34.3%, compared with -39.4% for PB Fintech. SBI Cards and Payment Services comes out ahead on technicals. PB Fintech comes out ahead on growth and momentum. Across the scored metrics below, SBI Cards and Payment Services leads on 3 and PB Fintech on 5. On StoxGud's 10-point checklist, SBI Cards and Payment Services scores 2/10 and PB Fintech scores 4/10.
| Metric | SBI Cards and Payment Services | PB Fintech |
|---|---|---|
| Size | ||
| Market cap | ₹55,033 Cr | ₹51,134 Cr |
| Revenue (latest FY) | ₹20,708 Cr | ₹6,794 Cr |
| Net profit (latest FY) | — | ₹670 Cr |
| Valuation | ||
| P/E | — | 63.5 |
| P/B | — | 6.58 |
| Dividend yield | 0.39% | — |
| Profitability | ||
| Return on equity | — | 10.4% |
| Net profit margin | — | 10.2% |
| Operating margin | — | 8.6% |
| Growth | ||
| Revenue growth (YoY) | +3.2% | +35.0% |
| Net profit growth (YoY) | — | +42.7% |
| Revenue CAGR (multi-year) | +16.3% | +47.8% |
| Financial health | ||
| Debt to equity | — | 0.00 |
| Momentum | ||
| 1-month return | +1.0% | +3.6% |
| 1-year return | -34.3% | -39.4% |
| 3-year CAGR | -8.4% | +13.8% |
| 5-year CAGR | -11.9% | -1.7% |
| Distance from 52W high | -35.9% | -43.5% |
| Technicals | ||
| RSI (14) | 62 | 62 |
| Price vs 200-day avg | -10.8% | -27.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | SBI Cards and Payment Services | PB Fintech |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✓ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✗ |
| Score | 2/10 | 4/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, SBI Cards and Payment Services or PB Fintech?
SBI Cards and Payment Services has a market cap of ₹55,033 Cr and PB Fintech has a market cap of ₹51,134 Cr as of 13 Nov 2026.
Which gave better returns in the last year, SBI Cards and Payment Services or PB Fintech?
SBI Cards and Payment Services did better: SBI Cards and Payment Services returned -34.3% and PB Fintech returned -39.4% over one year.
What is the difference between SBI Cards and Payment Services and PB Fintech?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹55,033 Cr vs ₹51,134 Cr). In the latest financial year SBI Cards and Payment Services reported revenue of ₹20,708 Cr and PB Fintech ₹6,794 Cr.
Which is better, SBI Cards and Payment Services or PB Fintech?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, SBI Cards and Payment Services leads on 3 and PB Fintech on 5. SBI Cards and Payment Services is ahead on technicals. PB Fintech is ahead on growth and momentum. On StoxGud's rules-based checklist SBI Cards and Payment Services scores 2/10 and PB Fintech scores 4/10. This is information, not advice: consult a SEBI-registered adviser before investing.