StoxPB Fintech vs HDB Financial Services: share price & financials comparison
NSE: POLICYBZR vs HDBFS · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
PB Fintech vs HDB Financial Services at a glance
PB Fintech (POLICYBZR) has a market capitalisation of ₹44,748 Cr, against ₹44,427 Cr for HDB Financial Services (HDBFS). Over the past year HDB Financial Services has returned -27.2%, compared with -43.9% for PB Fintech. PB Fintech comes out ahead on growth. HDB Financial Services comes out ahead on momentum and technicals. Across the scored metrics below, PB Fintech leads on 2 and HDB Financial Services on 3. On StoxGud's 10-point checklist, PB Fintech scores 3/10 and HDB Financial Services scores 2/10.
| Metric | PB Fintech | HDB Financial Services |
|---|---|---|
| Size | ||
| Market cap | ₹44,748 Cr | ₹44,427 Cr |
| Revenue (latest FY) | ₹6,794 Cr | ₹18,430 Cr |
| Net profit (latest FY) | ₹670 Cr | — |
| Valuation | ||
| P/E | 55.5 | — |
| P/B | 5.76 | — |
| Dividend yield | — | 0.55% |
| Profitability | ||
| Return on equity | 10.4% | — |
| Net profit margin | 10.2% | — |
| Operating margin | 8.6% | — |
| Growth | ||
| Revenue growth (YoY) | +35.0% | +10.1% |
| Net profit growth (YoY) | +42.7% | — |
| Revenue CAGR (multi-year) | +47.8% | — |
| Financial health | ||
| Debt to equity | 0.00 | — |
| Momentum | ||
| 1-month return | -7.0% | -10.9% |
| 1-year return | -43.9% | -27.2% |
| 3-year CAGR | +10.1% | — |
| 5-year CAGR | -4.3% | — |
| Distance from 52W high | -50.6% | -30.8% |
| Technicals | ||
| RSI (14) | 34 | 66 |
| Price vs 200-day avg | -36.9% | -19.7% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | PB Fintech | HDB Financial Services |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✓ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 3/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, PB Fintech or HDB Financial Services?
PB Fintech has a market cap of ₹44,748 Cr and HDB Financial Services has a market cap of ₹44,427 Cr as of 06 Nov 2026.
Which gave better returns in the last year, PB Fintech or HDB Financial Services?
HDB Financial Services did better: PB Fintech returned -43.9% and HDB Financial Services returned -27.2% over one year.
Is PB Fintech or HDB Financial Services a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist PB Fintech scores 3/10 and HDB Financial Services scores 2/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.