StoxSBI Cards and Payment Services vs HDB Financial Services: share price & financials comparison
NSE: SBICARD vs HDBFS · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
SBI Cards and Payment Services vs HDB Financial Services at a glance
SBI Cards and Payment Services (SBICARD) has a market capitalisation of ₹55,033 Cr, against ₹47,056 Cr for HDB Financial Services (HDBFS). Over the past year HDB Financial Services has returned -22.6%, compared with -34.3% for SBI Cards and Payment Services. SBI Cards and Payment Services comes out ahead on technicals. HDB Financial Services comes out ahead on valuation, growth and momentum. Across the scored metrics below, SBI Cards and Payment Services leads on 2 and HDB Financial Services on 4. On StoxGud's 10-point checklist, SBI Cards and Payment Services scores 2/10 and HDB Financial Services scores 1/10.
| Metric | SBI Cards and Payment Services | HDB Financial Services |
|---|---|---|
| Size | ||
| Market cap | ₹55,033 Cr | ₹47,056 Cr |
| Revenue (latest FY) | ₹20,708 Cr | ₹18,430 Cr |
| Valuation | ||
| Dividend yield | 0.39% | 0.52% |
| Growth | ||
| Revenue growth (YoY) | +3.2% | +10.1% |
| Revenue CAGR (multi-year) | +16.3% | — |
| Momentum | ||
| 1-month return | +1.0% | -7.0% |
| 1-year return | -34.3% | -22.6% |
| 3-year CAGR | -8.4% | — |
| 5-year CAGR | -11.9% | — |
| Distance from 52W high | -35.9% | -26.7% |
| Technicals | ||
| RSI (14) | 62 | 86 |
| Price vs 200-day avg | -10.8% | -14.4% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | SBI Cards and Payment Services | HDB Financial Services |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 2/10 | 1/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, SBI Cards and Payment Services or HDB Financial Services?
SBI Cards and Payment Services has a market cap of ₹55,033 Cr and HDB Financial Services has a market cap of ₹47,056 Cr as of 13 Nov 2026.
Which gave better returns in the last year, SBI Cards and Payment Services or HDB Financial Services?
HDB Financial Services did better: SBI Cards and Payment Services returned -34.3% and HDB Financial Services returned -22.6% over one year.
What is the difference between SBI Cards and Payment Services and HDB Financial Services?
Both are NSE-listed companies in Financial Services. SBI Cards and Payment Services is about 1.2 times the size of HDB Financial Services by market cap. In the latest financial year SBI Cards and Payment Services reported revenue of ₹20,708 Cr and HDB Financial Services ₹18,430 Cr.
Which is better, SBI Cards and Payment Services or HDB Financial Services?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, SBI Cards and Payment Services leads on 2 and HDB Financial Services on 4. SBI Cards and Payment Services is ahead on technicals. HDB Financial Services is ahead on valuation, growth and momentum. On StoxGud's rules-based checklist SBI Cards and Payment Services scores 2/10 and HDB Financial Services scores 1/10. This is information, not advice: consult a SEBI-registered adviser before investing.