StoxL&T Finance vs Indian Overseas Bank: share price & financials comparison
NSE: LTF vs IOB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
L&T Finance vs Indian Overseas Bank at a glance
L&T Finance (LTF) has a market capitalisation of ₹69,539 Cr, against ₹60,909 Cr for Indian Overseas Bank (IOB). Over the past year L&T Finance has returned -0.9%, compared with -20.0% for Indian Overseas Bank. L&T Finance comes out ahead on momentum and technicals. Across the scored metrics below, L&T Finance leads on 8 and Indian Overseas Bank on 1. On StoxGud's 10-point checklist, L&T Finance scores 2/10 and Indian Overseas Bank scores 5/10.
| Metric | L&T Finance | Indian Overseas Bank |
|---|---|---|
| Size | ||
| Market cap | ₹69,539 Cr | ₹60,909 Cr |
| Revenue (latest FY) | ₹17,917 Cr | ₹37,532 Cr |
| Net profit (latest FY) | — | ₹5,418 Cr |
| Valuation | ||
| P/E | — | 9.1 |
| P/B | — | 1.51 |
| Dividend yield | 0.99% | — |
| Profitability | ||
| Return on equity | — | 16.5% |
| Net profit margin | — | 16.3% |
| Operating margin | — | 26.9% |
| Growth | ||
| Revenue growth (YoY) | +26.5% | +13.1% |
| Net profit growth (YoY) | — | +55.9% |
| Revenue CAGR (multi-year) | +3.5% | +14.8% |
| Momentum | ||
| 1-month return | +3.7% | +2.7% |
| 1-year return | -0.9% | -20.0% |
| 3-year CAGR | +24.3% | -8.5% |
| 5-year CAGR | +27.0% | +8.5% |
| 10-year CAGR | +12.6% | +1.9% |
| Distance from 52W high | -17.3% | -21.4% |
| Technicals | ||
| RSI (14) | 75 | 71 |
| Price vs 200-day avg | -3.3% | -5.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | L&T Finance | Indian Overseas Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✓ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 2/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, L&T Finance or Indian Overseas Bank?
L&T Finance has a market cap of ₹69,539 Cr and Indian Overseas Bank has a market cap of ₹60,909 Cr as of 13 Nov 2026.
Which gave better returns in the last year, L&T Finance or Indian Overseas Bank?
L&T Finance did better: L&T Finance returned -0.9% and Indian Overseas Bank returned -20.0% over one year.
What is the difference between L&T Finance and Indian Overseas Bank?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹69,539 Cr vs ₹60,909 Cr). In the latest financial year L&T Finance reported revenue of ₹17,917 Cr and Indian Overseas Bank ₹37,532 Cr.
Which is better, L&T Finance or Indian Overseas Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, L&T Finance leads on 8 and Indian Overseas Bank on 1. L&T Finance is ahead on momentum and technicals. On StoxGud's rules-based checklist L&T Finance scores 2/10 and Indian Overseas Bank scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.