StoxREC vs L&T Finance: share price & financials comparison
NSE: RECLTD vs LTF · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
REC vs L&T Finance at a glance
REC (RECLTD) has a market capitalisation of ₹79,484 Cr, against ₹69,539 Cr for L&T Finance (LTF). Over the past year L&T Finance has returned -0.9%, compared with -18.6% for REC. REC comes out ahead on valuation. L&T Finance comes out ahead on momentum and technicals. Across the scored metrics below, REC leads on 2 and L&T Finance on 8. On StoxGud's 10-point checklist, REC scores 1/10 and L&T Finance scores 2/10.
| Metric | REC | L&T Finance |
|---|---|---|
| Size | ||
| Market cap | ₹79,484 Cr | ₹69,539 Cr |
| Revenue (latest FY) | ₹59,628 Cr | ₹17,917 Cr |
| Valuation | ||
| Dividend yield | 7.69% | 0.99% |
| Growth | ||
| Revenue growth (YoY) | -1.0% | +26.5% |
| Revenue CAGR (multi-year) | +12.1% | +3.5% |
| Momentum | ||
| 1-month return | -1.7% | +3.7% |
| 1-year return | -18.6% | -0.9% |
| 3-year CAGR | -3.3% | +24.3% |
| 5-year CAGR | +23.2% | +27.0% |
| 10-year CAGR | +12.4% | +12.6% |
| Distance from 52W high | -21.6% | -17.3% |
| Technicals | ||
| RSI (14) | 55 | 75 |
| Price vs 200-day avg | -10.9% | -3.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | REC | L&T Finance |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✗ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 1/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, REC or L&T Finance?
REC has a market cap of ₹79,484 Cr and L&T Finance has a market cap of ₹69,539 Cr as of 13 Nov 2026.
Which gave better returns in the last year, REC or L&T Finance?
L&T Finance did better: REC returned -18.6% and L&T Finance returned -0.9% over one year.
What is the difference between REC and L&T Finance?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹79,484 Cr vs ₹69,539 Cr). In the latest financial year REC reported revenue of ₹59,628 Cr and L&T Finance ₹17,917 Cr.
Which is better, REC or L&T Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, REC leads on 2 and L&T Finance on 8. REC is ahead on valuation. L&T Finance is ahead on momentum and technicals. On StoxGud's rules-based checklist REC scores 1/10 and L&T Finance scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.