REC vs Bajaj Housing Finance: share price & financials comparison
NSE: RECLTD vs BAJAJHFL · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
REC vs Bajaj Housing Finance at a glance
REC (RECLTD) has a market capitalisation of ₹79,484 Cr, against ₹67,848 Cr for Bajaj Housing Finance (BAJAJHFL). Over the past year REC has returned -18.6%, compared with -25.6% for Bajaj Housing Finance. REC comes out ahead on momentum. Bajaj Housing Finance comes out ahead on growth and technicals. Across the scored metrics below, REC leads on 2 and Bajaj Housing Finance on 3. On StoxGud's 10-point checklist, REC scores 1/10 and Bajaj Housing Finance scores 2/10.
| Metric | REC | Bajaj Housing Finance |
|---|---|---|
| Size | ||
| Market cap | ₹79,484 Cr | ₹67,848 Cr |
| Revenue (latest FY) | ₹59,628 Cr | ₹11,150 Cr |
| Valuation | ||
| Dividend yield | 7.69% | — |
| Growth | ||
| Revenue growth (YoY) | -1.0% | +18.0% |
| Revenue CAGR (multi-year) | +12.1% | — |
| Momentum | ||
| 1-month return | -1.7% | -1.5% |
| 1-year return | -18.6% | -25.6% |
| 3-year CAGR | -3.3% | — |
| 5-year CAGR | +23.2% | — |
| 10-year CAGR | +12.4% | — |
| Distance from 52W high | -21.6% | -25.6% |
| Technicals | ||
| RSI (14) | 55 | 63 |
| Price vs 200-day avg | -10.9% | -4.1% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | REC | Bajaj Housing Finance |
|---|---|---|
| Price above 50-day average | ✗ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✗ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 1/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, REC or Bajaj Housing Finance?
REC has a market cap of ₹79,484 Cr and Bajaj Housing Finance has a market cap of ₹67,848 Cr as of 13 Nov 2026.
Which gave better returns in the last year, REC or Bajaj Housing Finance?
REC did better: REC returned -18.6% and Bajaj Housing Finance returned -25.6% over one year.
What is the difference between REC and Bajaj Housing Finance?
Both are NSE-listed companies in Financial Services. REC is about 1.2 times the size of Bajaj Housing Finance by market cap. In the latest financial year REC reported revenue of ₹59,628 Cr and Bajaj Housing Finance ₹11,150 Cr.
Which is better, REC or Bajaj Housing Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, REC leads on 2 and Bajaj Housing Finance on 3. REC is ahead on momentum. Bajaj Housing Finance is ahead on growth and technicals. On StoxGud's rules-based checklist REC scores 1/10 and Bajaj Housing Finance scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.