L&T Finance vs HDB Financial Services: share price & financials comparison
NSE: LTF vs HDBFS · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
L&T Finance vs HDB Financial Services at a glance
L&T Finance (LTF) has a market capitalisation of ₹69,539 Cr, against ₹47,056 Cr for HDB Financial Services (HDBFS). Over the past year L&T Finance has returned -0.9%, compared with -22.6% for HDB Financial Services. L&T Finance comes out ahead on valuation, growth, momentum and technicals. Across the scored metrics below, L&T Finance leads on 6 and HDB Financial Services on 0. On StoxGud's 10-point checklist, L&T Finance scores 2/10 and HDB Financial Services scores 1/10.
| Metric | L&T Finance | HDB Financial Services |
|---|---|---|
| Size | ||
| Market cap | ₹69,539 Cr | ₹47,056 Cr |
| Revenue (latest FY) | ₹17,917 Cr | ₹18,430 Cr |
| Valuation | ||
| Dividend yield | 0.99% | 0.52% |
| Growth | ||
| Revenue growth (YoY) | +26.5% | +10.1% |
| Revenue CAGR (multi-year) | +3.5% | — |
| Momentum | ||
| 1-month return | +3.7% | -7.0% |
| 1-year return | -0.9% | -22.6% |
| 3-year CAGR | +24.3% | — |
| 5-year CAGR | +27.0% | — |
| 10-year CAGR | +12.6% | — |
| Distance from 52W high | -17.3% | -26.7% |
| Technicals | ||
| RSI (14) | 75 | 86 |
| Price vs 200-day avg | -3.3% | -14.4% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | L&T Finance | HDB Financial Services |
|---|---|---|
| Price above 50-day average | ✓ | ✗ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 2/10 | 1/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, L&T Finance or HDB Financial Services?
L&T Finance has a market cap of ₹69,539 Cr and HDB Financial Services has a market cap of ₹47,056 Cr as of 13 Nov 2026.
Which gave better returns in the last year, L&T Finance or HDB Financial Services?
L&T Finance did better: L&T Finance returned -0.9% and HDB Financial Services returned -22.6% over one year.
What is the difference between L&T Finance and HDB Financial Services?
Both are NSE-listed companies in Financial Services. L&T Finance is about 1.5 times the size of HDB Financial Services by market cap. In the latest financial year L&T Finance reported revenue of ₹17,917 Cr and HDB Financial Services ₹18,430 Cr.
Which is better, L&T Finance or HDB Financial Services?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, L&T Finance leads on 6 and HDB Financial Services on 0. L&T Finance is ahead on valuation, growth, momentum and technicals. On StoxGud's rules-based checklist L&T Finance scores 2/10 and HDB Financial Services scores 1/10. This is information, not advice: consult a SEBI-registered adviser before investing.