StoxUnion Bank of India vs Cholamandalam Investment and Finance Company: share price & financials comparison
NSE: UNIONBANK vs CHOLAFIN · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Union Bank of India vs Cholamandalam Investment and Finance Company at a glance
Union Bank of India (UNIONBANK) has a market capitalisation of ₹1,54,962 Cr, against ₹1,58,702 Cr for Cholamandalam Investment and Finance Company (CHOLAFIN). Over the past year Union Bank of India has returned +34.0%, compared with +6.0% for Cholamandalam Investment and Finance Company. Union Bank of India comes out ahead on valuation, momentum and technicals. Cholamandalam Investment and Finance Company comes out ahead on growth. Across the scored metrics below, Union Bank of India leads on 7 and Cholamandalam Investment and Finance Company on 3. On StoxGud's 10-point checklist, Union Bank of India scores 8/10 and Cholamandalam Investment and Finance Company scores 5/10.
| Metric | Union Bank of India | Cholamandalam Investment and Finance Company |
|---|---|---|
| Size | ||
| Market cap | ₹1,54,962 Cr | ₹1,58,702 Cr |
| Revenue (latest FY) | ₹1,28,400 Cr | ₹31,539 Cr |
| Net profit (latest FY) | ₹19,430 Cr | — |
| Valuation | ||
| P/E | 7.0 | — |
| P/B | 1.07 | — |
| Dividend yield | 2.34% | 0.11% |
| Profitability | ||
| Return on equity | 15.3% | — |
| Net profit margin | 16.8% | — |
| Operating margin | 23.8% | — |
| Growth | ||
| Revenue growth (YoY) | +3.9% | +23.4% |
| Net profit growth (YoY) | +30.6% | — |
| Revenue CAGR (multi-year) | +19.9% | +26.9% |
| Momentum | ||
| 1-month return | +17.9% | +14.1% |
| 1-year return | +34.0% | +6.0% |
| 3-year CAGR | +21.9% | +17.2% |
| 5-year CAGR | +33.1% | +23.4% |
| 10-year CAGR | +3.2% | +26.2% |
| Distance from 52W high | -0.7% | -4.6% |
| Technicals | ||
| RSI (14) | 81 | 90 |
| Price vs 200-day avg | +14.5% | +10.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Union Bank of India | Cholamandalam Investment and Finance Company |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✓ |
| 50-day average above 200-day (uptrend) | ✓ | ✓ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✓ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 8/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Union Bank of India or Cholamandalam Investment and Finance Company?
Union Bank of India has a market cap of ₹1,54,962 Cr and Cholamandalam Investment and Finance Company has a market cap of ₹1,58,702 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Union Bank of India or Cholamandalam Investment and Finance Company?
Union Bank of India did better: Union Bank of India returned +34.0% and Cholamandalam Investment and Finance Company returned +6.0% over one year.
What is the difference between Union Bank of India and Cholamandalam Investment and Finance Company?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹1,54,962 Cr vs ₹1,58,702 Cr). In the latest financial year Union Bank of India reported revenue of ₹1,28,400 Cr and Cholamandalam Investment and Finance Company ₹31,539 Cr.
Which is better, Union Bank of India or Cholamandalam Investment and Finance Company?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Union Bank of India leads on 7 and Cholamandalam Investment and Finance Company on 3. Union Bank of India is ahead on valuation, momentum and technicals. Cholamandalam Investment and Finance Company is ahead on growth. On StoxGud's rules-based checklist Union Bank of India scores 8/10 and Cholamandalam Investment and Finance Company scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.