StoxUnion Bank of India vs Jio Financial Services: share price & financials comparison
NSE: UNIONBANK vs JIOFIN · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Union Bank of India vs Jio Financial Services at a glance
Union Bank of India (UNIONBANK) has a market capitalisation of ₹1,54,962 Cr, against ₹1,50,221 Cr for Jio Financial Services (JIOFIN). Over the past year Union Bank of India has returned +34.0%, compared with -24.6% for Jio Financial Services. Union Bank of India comes out ahead on valuation, momentum and technicals. Jio Financial Services comes out ahead on growth. Across the scored metrics below, Union Bank of India leads on 6 and Jio Financial Services on 2. On StoxGud's 10-point checklist, Union Bank of India scores 8/10 and Jio Financial Services scores 2/10.
| Metric | Union Bank of India | Jio Financial Services |
|---|---|---|
| Size | ||
| Market cap | ₹1,54,962 Cr | ₹1,50,221 Cr |
| Revenue (latest FY) | ₹1,28,400 Cr | ₹3,543 Cr |
| Net profit (latest FY) | ₹19,430 Cr | — |
| Valuation | ||
| P/E | 7.0 | — |
| P/B | 1.07 | — |
| Dividend yield | 2.34% | 0.21% |
| Profitability | ||
| Return on equity | 15.3% | — |
| Net profit margin | 16.8% | — |
| Operating margin | 23.8% | — |
| Growth | ||
| Revenue growth (YoY) | +3.9% | +69.5% |
| Net profit growth (YoY) | +30.6% | — |
| Revenue CAGR (multi-year) | +19.9% | +38.2% |
| Momentum | ||
| 1-month return | +17.9% | +4.5% |
| 1-year return | +34.0% | -24.6% |
| 3-year CAGR | +21.9% | +0.4% |
| 5-year CAGR | +33.1% | — |
| 10-year CAGR | +3.2% | — |
| Distance from 52W high | -0.7% | -27.8% |
| Technicals | ||
| RSI (14) | 81 | 77 |
| Price vs 200-day avg | +14.5% | -4.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Union Bank of India | Jio Financial Services |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✓ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 8/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Union Bank of India or Jio Financial Services?
Union Bank of India has a market cap of ₹1,54,962 Cr and Jio Financial Services has a market cap of ₹1,50,221 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Union Bank of India or Jio Financial Services?
Union Bank of India did better: Union Bank of India returned +34.0% and Jio Financial Services returned -24.6% over one year.
What is the difference between Union Bank of India and Jio Financial Services?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹1,54,962 Cr vs ₹1,50,221 Cr). In the latest financial year Union Bank of India reported revenue of ₹1,28,400 Cr and Jio Financial Services ₹3,543 Cr.
Which is better, Union Bank of India or Jio Financial Services?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Union Bank of India leads on 6 and Jio Financial Services on 2. Union Bank of India is ahead on valuation, momentum and technicals. Jio Financial Services is ahead on growth. On StoxGud's rules-based checklist Union Bank of India scores 8/10 and Jio Financial Services scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.