StoxPunjab National Bank vs Union Bank of India: share price & financials comparison
NSE: PNB vs UNIONBANK · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Punjab National Bank vs Union Bank of India at a glance
Punjab National Bank (PNB) has a market capitalisation of ₹1,45,443 Cr, against ₹1,42,749 Cr for Union Bank of India (UNIONBANK). Over the past year Union Bank of India has returned +28.0%, compared with +4.5% for Punjab National Bank. On valuation, Punjab National Bank trades at a lower P/E of 6.4 versus 6.5. Union Bank of India earns a higher return on equity (15.3% vs 14.2%). Punjab National Bank comes out ahead on valuation and technicals. Union Bank of India comes out ahead on size, profitability, growth and momentum. Across the scored metrics below, Punjab National Bank leads on 6 and Union Bank of India on 11. On StoxGud's 10-point checklist, Punjab National Bank scores 7/10 and Union Bank of India scores 8/10.
| Metric | Punjab National Bank | Union Bank of India |
|---|---|---|
| Size | ||
| Market cap | ₹1,45,443 Cr | ₹1,42,749 Cr |
| Revenue (latest FY) | ₹1,49,463 Cr | ₹1,28,400 Cr |
| Net profit (latest FY) | ₹18,393 Cr | ₹19,430 Cr |
| Valuation | ||
| P/E | 6.4 | 6.5 |
| P/B | 0.90 | 0.99 |
| Dividend yield | 2.29% | 2.54% |
| Profitability | ||
| Return on equity | 14.2% | 15.3% |
| Net profit margin | 15.1% | 16.8% |
| Operating margin | 20.0% | 23.8% |
| Growth | ||
| Revenue growth (YoY) | +5.7% | +3.9% |
| Net profit growth (YoY) | +15.1% | +30.6% |
| Revenue CAGR (multi-year) | +15.1% | +19.9% |
| Momentum | ||
| 1-month return | +10.4% | +8.0% |
| 1-year return | +4.5% | +28.0% |
| 3-year CAGR | +19.1% | +21.7% |
| 5-year CAGR | +24.5% | +28.3% |
| 10-year CAGR | -5.0% | +3.5% |
| Distance from 52W high | -4.4% | -7.5% |
| Technicals | ||
| RSI (14) | 73 | 72 |
| Price vs 200-day avg | +10.9% | +5.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Punjab National Bank | Union Bank of India |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✓ |
| 50-day average above 200-day (uptrend) | ✓ | ✓ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✗ | ✓ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✓ | ✓ |
| Score | 7/10 | 8/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Punjab National Bank or Union Bank of India?
Punjab National Bank has a market cap of ₹1,45,443 Cr and Union Bank of India has a market cap of ₹1,42,749 Cr as of 06 Nov 2026.
Which has a lower P/E, Punjab National Bank or Union Bank of India?
Punjab National Bank has the lower P/E: Punjab National Bank trades at 6.4 and Union Bank of India at 6.5.
Which gave better returns in the last year, Punjab National Bank or Union Bank of India?
Union Bank of India did better: Punjab National Bank returned +4.5% and Union Bank of India returned +28.0% over one year.
Is Punjab National Bank or Union Bank of India a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist Punjab National Bank scores 7/10 and Union Bank of India scores 8/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.