StoxBajaj Housing Finance vs Indian Overseas Bank: share price & financials comparison
NSE: BAJAJHFL vs IOB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Bajaj Housing Finance vs Indian Overseas Bank at a glance
Bajaj Housing Finance (BAJAJHFL) has a market capitalisation of ₹67,848 Cr, against ₹60,909 Cr for Indian Overseas Bank (IOB). Over the past year Indian Overseas Bank has returned -20.0%, compared with -25.6% for Bajaj Housing Finance. Bajaj Housing Finance comes out ahead on growth and technicals. Indian Overseas Bank comes out ahead on momentum. Across the scored metrics below, Bajaj Housing Finance leads on 2 and Indian Overseas Bank on 3. On StoxGud's 10-point checklist, Bajaj Housing Finance scores 2/10 and Indian Overseas Bank scores 5/10.
| Metric | Bajaj Housing Finance | Indian Overseas Bank |
|---|---|---|
| Size | ||
| Market cap | ₹67,848 Cr | ₹60,909 Cr |
| Revenue (latest FY) | ₹11,150 Cr | ₹37,532 Cr |
| Net profit (latest FY) | — | ₹5,418 Cr |
| Valuation | ||
| P/E | — | 9.1 |
| P/B | — | 1.51 |
| Profitability | ||
| Return on equity | — | 16.5% |
| Net profit margin | — | 16.3% |
| Operating margin | — | 26.9% |
| Growth | ||
| Revenue growth (YoY) | +18.0% | +13.1% |
| Net profit growth (YoY) | — | +55.9% |
| Revenue CAGR (multi-year) | — | +14.8% |
| Momentum | ||
| 1-month return | -1.5% | +2.7% |
| 1-year return | -25.6% | -20.0% |
| 3-year CAGR | — | -8.5% |
| 5-year CAGR | — | +8.5% |
| 10-year CAGR | — | +1.9% |
| Distance from 52W high | -25.6% | -21.4% |
| Technicals | ||
| RSI (14) | 63 | 71 |
| Price vs 200-day avg | -4.1% | -5.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Bajaj Housing Finance | Indian Overseas Bank |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✓ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 2/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Bajaj Housing Finance or Indian Overseas Bank?
Bajaj Housing Finance has a market cap of ₹67,848 Cr and Indian Overseas Bank has a market cap of ₹60,909 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Bajaj Housing Finance or Indian Overseas Bank?
Indian Overseas Bank did better: Bajaj Housing Finance returned -25.6% and Indian Overseas Bank returned -20.0% over one year.
What is the difference between Bajaj Housing Finance and Indian Overseas Bank?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹67,848 Cr vs ₹60,909 Cr). In the latest financial year Bajaj Housing Finance reported revenue of ₹11,150 Cr and Indian Overseas Bank ₹37,532 Cr.
Which is better, Bajaj Housing Finance or Indian Overseas Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Bajaj Housing Finance leads on 2 and Indian Overseas Bank on 3. Bajaj Housing Finance is ahead on growth and technicals. Indian Overseas Bank is ahead on momentum. On StoxGud's rules-based checklist Bajaj Housing Finance scores 2/10 and Indian Overseas Bank scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.