Kfin Technologies Ltd.
NSE: KFINTECH · Financial Services
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Instant answers about Kfin Technologies Ltd. — computed from its filings, no language modelPrice & valuation
split & bonus adjusted · pick a metric and rangeAnnual performance
annual · ₹ crore · line = operating margin| FY23 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|
| Revenue | 720 | 838 | 1,091 | 1,301 |
| EBITDA | 298 | 367 | 479 | 530 |
| Operating margin | 41.4% | 43.8% | 43.9% | 40.7% |
| Interest | 11 | 8 | 5 | 5 |
| Depreciation | 47 | 53 | 64 | 86 |
| Profit before tax | 258 | 330 | 448 | 469 |
| Tax | 62 | 81 | 115 | 124 |
| Net profit | 0 | 0 | 333 | 0 |
| EPS ₹ | 11.66 | 14.46 | 19.39 | 19.95 |
| Operating cash flow | 223 | 289 | 399 | 370 |
| Capex | 69 | 85 | 86 | 111 |
| Dividend paid | 0 | 0 | 99 | 129 |
| Total assets | 1,251 | 1,419 | 1,751 | 2,774 |
| Equity | 870 | 1,141 | 1,408 | 1,673 |
Quarterly performance
last 16 quarters · ₹ crore| DEC '22 | MAR '23 | JUN '23 | SEP '23 | DEC '23 | MAR '24 | JUN '24 | SEP '24 | DEC '24 | MAR '25 | JUN '25 | SEP '25 | DEC '25 | MAR '26 | JUN '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 188 | 183 | 182 | 209 | 219 | 228 | 238 | 280 | 290 | 283 | 274 | 309 | 371 | 347 | 357 | 402 |
| Operating profit | 81 | 84 | 70 | 94 | 98 | 105 | 100 | 127 | 131 | 122 | 114 | 136 | 152 | 128 | 122 | 161 |
| Operating margin | 42.9% | 45.8% | 38.8% | 44.8% | 44.8% | 45.8% | 42.0% | 45.1% | 45.0% | 43.2% | 41.5% | 43.9% | 40.9% | 37.0% | 34.2% | 40.1% |
| Other income | 6 | 6 | 5 | 6 | 6 | 7 | 8 | 11 | 9 | 10 | 10 | 11 | 7 | 15 | 10 | 8 |
| Interest | 3 | 3 | 3 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 |
| Depreciation | 13 | 11 | 12 | 13 | 13 | 15 | 15 | 17 | 16 | 17 | 18 | 18 | 23 | 27 | 27 | 28 |
| Profit before tax | 72 | 76 | 60 | 84 | 90 | 95 | 92 | 119 | 122 | 114 | 105 | 127 | 125 | 111 | 104 | 139 |
| Tax | 18 | 19 | 16 | 22 | 23 | 20 | 24 | 30 | 32 | 29 | 28 | 34 | 33 | 30 | 28 | 39 |
| Net profit | 53 | 0 | 0 | 61 | 0 | 0 | 0 | 0 | 0 | 85 | 0 | 93 | 0 | 0 | 75 | 100 |
| EPS ₹ | 3.19 | 3.38 | 2.56 | 3.62 | 3.92 | 4.36 | 3.98 | 5.21 | 5.25 | 4.95 | 4.49 | 5.42 | 5.34 | 4.70 | 4.36 | 5.80 |
| Revenue YoY | — | — | — | — | 16.3% | 24.7% | 30.9% | 34.2% | 32.6% | 23.8% | 15.4% | 10.3% | 27.9% | 22.9% | 30.1% | 29.9% |
| Profit YoY | — | — | — | — | -100.0% | — | — | -100.0% | — | — | — | — | — | -100.0% | — | 7.5% |
Returns & margins
trailing-twelve-month, per quarter| SEP '23 | DEC '23 | MAR '24 | JUN '24 | SEP '24 | DEC '24 | MAR '25 | JUN '25 | SEP '25 | DEC '25 | MAR '26 | JUN '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.6% | 6.2% | 5.4% | 5.4% | 0.0% | 0.0% | 6.0% | 6.0% | 12.2% | 12.2% | 5.6% | 10.1% | 10.8% |
| ROCE | 27.0% | 28.5% | 29.6% | 32.2% | 33.0% | 35.6% | 32.1% | 33.1% | 32.3% | 32.6% | 28.3% | 28.2% | 29.8% |
| Net margin | 15.1% | 7.7% | 7.3% | 6.9% | 0.0% | 0.0% | 7.8% | 7.5% | 15.4% | 14.4% | 7.2% | 12.2% | 11.9% |
| EBITDA margin | 43.1% | 43.6% | 43.8% | 44.3% | 44.4% | 44.5% | 43.9% | 43.8% | 43.5% | 42.3% | 40.7% | 38.9% | 38.1% |
| Debt / equity | 0.14 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest coverage | 26.27 | 31.76 | 40.12 | 55.32 | 88.53 | 96.09 | 96.43 | 100.99 | 102.40 | 102.43 | 100.91 | 94.98 | 88.79 |
| Asset turnover | 0.54 | 0.56 | 0.59 | 0.63 | 0.63 | 0.68 | 0.62 | 0.64 | 0.62 | 0.67 | 0.47 | 0.50 | 0.52 |
Balance sheet
equity vs borrowings over time · ₹ crore| MAR '23 | SEP '23 | MAR '24 | SEP '24 | MAR '25 | SEP '25 | MAR '26 | SEP '26 | |
|---|---|---|---|---|---|---|---|---|
| Share capital | 169 | 170 | 171 | 171 | 172 | 172 | 173 | 173 |
| Other equity / reserves | 701 | 819 | 970 | 1,044 | 1,236 | 1,291 | 1,501 | 1,451 |
| Total equity | 870 | 990 | 1,141 | 1,216 | 1,408 | 1,463 | 1,673 | 1,624 |
| Borrowings | 130 | 134 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current liabilities | 233 | 259 | 115 | 155 | 171 | 221 | 272 | 330 |
| Non-current liabilities | 149 | 168 | 163 | 160 | 172 | 172 | 828 | 888 |
| Total assets | 1,251 | 1,417 | 1,419 | 1,530 | 1,751 | 1,856 | 2,774 | 2,843 |
| Property, plant & equipment | 40 | 46 | 49 | 51 | 66 | 69 | 83 | 90 |
| Capital work-in-progress | 0 | 2 | 0 | 6 | 3 | 10 | 5 | 1 |
| Investments | 234 | 325 | 150 | 182 | 462 | 466 | 239 | 202 |
| Inventories | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Receivables | 127 | 168 | 152 | 221 | 193 | 235 | 269 | 285 |
| Cash & equivalents | 72 | 34 | 56 | 24 | 38 | 32 | 67 | 62 |
Cash flow
annual · ₹ crore · line = free cash flow| FY23 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|
| Cash from operations | 223 | 289 | 399 | 370 |
| Cash from investing | -204 | -178 | -323 | -203 |
| Cash from financing | 7 | -127 | -95 | -134 |
| Capex | 69 | 85 | 86 | 111 |
| Free cash flow | 154 | 204 | 313 | 259 |
| Dividends paid | 0 | 0 | 99 | 129 |
Where the assets sit
Sep '26 · ₹ crorePeer comparison
largest in Financial Services · this company in bold| Company | Market cap ₹cr | Price | P/E | P/B | ROE |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | 12,15,371 | 788.25 | 15.2 | 2.01 | 13.3% |
| ICICI Bank Ltd. | 11,28,090 | 1,571.20 | 19.1 | 2.75 | 14.4% |
| State Bank of India | 9,40,157 | 1,018.50 | 10.4 | 1.36 | 13.1% |
| Bajaj Finance Ltd. | 6,77,005 | 1,087.75 | — | — | — |
| Kotak Mahindra Bank Ltd. | 4,77,499 | 480.00 | 22.2 | 2.45 | 11.0% |
| Axis Bank Ltd. | 4,11,911 | 1,322.90 | 13.8 | 1.79 | 13.0% |
| Shriram Finance Ltd. | 2,26,163 | 961.15 | — | — | — |
| BSE Ltd. | 1,55,002 | 3,800.00 | 50.3 | 19.49 | 38.8% |
| Cholamandalam Investment and Finance Company Ltd. | 1,53,126 | 1,785.00 | — | — | — |
| Jio Financial Services Ltd. | 1,52,665 | 231.20 | — | — | — |
| Kfin Technologies Ltd. | 15,832 | 915.80 | 90.2 | 9.75 | 10.8% |
StoxGud checklist: Neutral setup · 6/10
- Price above 50-day average
- Price above 200-day average
- 50-day average above 200-day (uptrend)
- RSI in healthy 40–70 zone
- Positive 1-year return
- Return on equity above 15%
- Debt to equity below 1
- Revenue growing year on year
- Net profit margin above 10%
- P/E below industry median
A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.
Returns & technicals
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FAQs
What is the share price of Kfin Technologies Ltd.?
Kfin Technologies Ltd. (KFINTECH) closed at ₹915.80 on NSE on 06 Nov 2026.
What is the market cap of Kfin Technologies Ltd.?
₹15,832 crore at the latest close.
What is the P/E ratio of Kfin Technologies Ltd.?
90.2, on trailing-twelve-month earnings from its filings.
How fast is Kfin Technologies Ltd. growing?
Kfin Technologies Ltd.: revenue has compounded at 21.8% a year over three years. Latest-quarter revenue is up 29.9% year on year, profit up 7.5%.
How profitable is Kfin Technologies Ltd.?
On a trailing-twelve-month basis return on equity is 10.8%, return on capital employed 29.8%, operating margin 38.1%, net margin 11.9%.
How much debt does Kfin Technologies Ltd. have?
Kfin Technologies Ltd. is debt-free: debt to equity is 0.00 with borrowings of ₹0 cr against cash of ₹62 cr (balance sheet of 2026-09-30). Operating profit covers interest 88.8 times.
Financials parsed from Kfin Technologies Ltd.'s own XBRL filings to NSE (consolidated), ₹ crore unless marked. Quarterly from DEC '22, annual from FY23, balance sheet from Mar '23. * = derived (full year or half year minus earlier quarters). Information only, not investment advice.