StoxKfin Technologies vs Jammu & Kashmir Bank: share price & financials comparison
NSE: KFINTECH vs J&KBANK · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Kfin Technologies vs Jammu & Kashmir Bank at a glance
Kfin Technologies (KFINTECH) has a market capitalisation of ₹15,832 Cr, against ₹13,558 Cr for Jammu & Kashmir Bank (J&KBANK). Over the past year Jammu & Kashmir Bank has returned +14.5%, compared with -18.9% for Kfin Technologies. On valuation, Jammu & Kashmir Bank trades at a lower P/E of 5.7 versus 90.2. Jammu & Kashmir Bank earns a higher return on equity (13.5% vs 10.8%). Kfin Technologies comes out ahead on growth, momentum and technicals. Jammu & Kashmir Bank comes out ahead on size, valuation and profitability. Across the scored metrics below, Kfin Technologies leads on 7 and Jammu & Kashmir Bank on 7. On StoxGud's 10-point checklist, Kfin Technologies scores 6/10 and Jammu & Kashmir Bank scores 6/10.
| Metric | Kfin Technologies | Jammu & Kashmir Bank |
|---|---|---|
| Size | ||
| Market cap | ₹15,832 Cr | ₹13,558 Cr |
| Revenue (latest FY) | ₹1,301 Cr | ₹14,101 Cr |
| Net profit (latest FY) | ₹0 Cr | ₹2,360 Cr |
| Valuation | ||
| P/E | 90.2 | 5.7 |
| P/B | 9.75 | 0.77 |
| Dividend yield | 0.82% | — |
| Profitability | ||
| Return on equity | 10.8% | 13.5% |
| Net profit margin | 11.9% | 15.8% |
| Operating margin | 38.1% | 21.3% |
| Growth | ||
| Revenue growth (YoY) | +29.9% | +17.3% |
| Net profit growth (YoY) | +7.5% | +11.7% |
| Revenue CAGR (multi-year) | +21.8% | +7.8% |
| Financial health | ||
| Debt to equity | 0.00 | — |
| Momentum | ||
| 1-month return | +6.7% | -11.7% |
| 1-year return | -18.9% | +14.5% |
| 3-year CAGR | +24.2% | +5.3% |
| 5-year CAGR | — | +20.9% |
| 10-year CAGR | — | +6.4% |
| Distance from 52W high | -17.6% | -36.1% |
| Technicals | ||
| RSI (14) | 55 | 40 |
| Price vs 200-day avg | +0.1% | -10.1% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Kfin Technologies | Jammu & Kashmir Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✗ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✓ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✓ |
| P/E below industry median | ✗ | ✓ |
| Score | 6/10 | 6/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Kfin Technologies or Jammu & Kashmir Bank?
Kfin Technologies has a market cap of ₹15,832 Cr and Jammu & Kashmir Bank has a market cap of ₹13,558 Cr as of 06 Nov 2026.
Which has a lower P/E, Kfin Technologies or Jammu & Kashmir Bank?
Jammu & Kashmir Bank has the lower P/E: Kfin Technologies trades at 90.2 and Jammu & Kashmir Bank at 5.7.
Which gave better returns in the last year, Kfin Technologies or Jammu & Kashmir Bank?
Jammu & Kashmir Bank did better: Kfin Technologies returned -18.9% and Jammu & Kashmir Bank returned +14.5% over one year.
Is Kfin Technologies or Jammu & Kashmir Bank a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist Kfin Technologies scores 6/10 and Jammu & Kashmir Bank scores 6/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.