StoxKarur Vysya Bank vs LIC Housing Finance: share price & financials comparison
NSE: KARURVYSYA vs LICHSGFIN · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Karur Vysya Bank vs LIC Housing Finance at a glance
Karur Vysya Bank (KARURVYSYA) has a market capitalisation of ₹36,884 Cr, against ₹32,204 Cr for LIC Housing Finance (LICHSGFIN). Over the past year Karur Vysya Bank has returned +52.0%, compared with +1.9% for LIC Housing Finance. Karur Vysya Bank comes out ahead on growth, momentum and technicals. LIC Housing Finance comes out ahead on valuation. Across the scored metrics below, Karur Vysya Bank leads on 8 and LIC Housing Finance on 2. On StoxGud's 10-point checklist, Karur Vysya Bank scores 8/10 and LIC Housing Finance scores 5/10.
| Metric | Karur Vysya Bank | LIC Housing Finance |
|---|---|---|
| Size | ||
| Market cap | ₹36,884 Cr | ₹32,204 Cr |
| Revenue (latest FY) | ₹13,159 Cr | ₹28,843 Cr |
| Net profit (latest FY) | ₹2,510 Cr | — |
| Valuation | ||
| P/E | 12.5 | — |
| P/B | 2.40 | — |
| Dividend yield | 0.57% | 1.71% |
| Profitability | ||
| Return on equity | 19.2% | — |
| Net profit margin | 21.2% | — |
| Operating margin | 32.3% | — |
| Growth | ||
| Revenue growth (YoY) | +10.5% | +0.2% |
| Net profit growth (YoY) | +37.2% | — |
| Revenue CAGR (multi-year) | +10.7% | +7.7% |
| Momentum | ||
| 1-month return | +9.5% | +3.7% |
| 1-year return | +52.0% | +1.9% |
| 3-year CAGR | +42.3% | +9.1% |
| 5-year CAGR | +51.8% | +6.6% |
| 10-year CAGR | +17.4% | +2.0% |
| Distance from 52W high | -0.7% | -0.2% |
| Technicals | ||
| RSI (14) | 74 | 85 |
| Price vs 200-day avg | +21.5% | +9.9% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Karur Vysya Bank | LIC Housing Finance |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✓ | ✓ |
| 50-day average above 200-day (uptrend) | ✓ | ✓ |
| RSI in healthy 40–70 zone | ✗ | ✗ |
| Positive 1-year return | ✓ | ✓ |
| Return on equity above 15% | ✓ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 8/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Karur Vysya Bank or LIC Housing Finance?
Karur Vysya Bank has a market cap of ₹36,884 Cr and LIC Housing Finance has a market cap of ₹32,204 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Karur Vysya Bank or LIC Housing Finance?
Karur Vysya Bank did better: Karur Vysya Bank returned +52.0% and LIC Housing Finance returned +1.9% over one year.
What is the difference between Karur Vysya Bank and LIC Housing Finance?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹36,884 Cr vs ₹32,204 Cr). In the latest financial year Karur Vysya Bank reported revenue of ₹13,159 Cr and LIC Housing Finance ₹28,843 Cr.
Which is better, Karur Vysya Bank or LIC Housing Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Karur Vysya Bank leads on 8 and LIC Housing Finance on 2. Karur Vysya Bank is ahead on growth, momentum and technicals. LIC Housing Finance is ahead on valuation. On StoxGud's rules-based checklist Karur Vysya Bank scores 8/10 and LIC Housing Finance scores 5/10. This is information, not advice: consult a SEBI-registered adviser before investing.