Karur Vysya Bank Ltd.

NSE: KARURVYSYA · Financial Services

₹370.05+2.65%06 Nov 2026

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Instant answers about Karur Vysya Bank Ltd. — computed from its filings, no language model

Market cap₹35,773 cr

Current price₹370.05

High / Low₹370 / ₹241

P/E12.1

P/B2.32

Book value₹159.2

ROE19.2%

ROCE—

Debt / equity—

Dividend yield0.58%

EPS (TTM)₹30.60

Face value₹2

Price & valuation

split & bonus adjusted · pick a metric and range

Annual performance

annual · ₹ crore · line = operating margin

	FY09†	FY20	FY24	FY25	FY26
Total income	1,711	7,145	9,863	11,508	13,159
Pre-provision op. profit	418	1,761	2,829	3,212	4,075
Operating margin	24.4%	24.6%	28.7%	27.9%	31.0%
Interest	1,036	3,642	4,395	5,418	6,136
Profit before tax	331	272	2,100	2,591	3,320
Tax	95	37	495	649	810
Net profit	236	235	1,605	1,942	2,510
EPS ₹	—	2.94	19.90	24.13	25.98
Operating cash flow	—	—	2,954	4,487	-554
Capex	—	—	98	172	152
Dividend paid	—	—	160	193	209
Total assets	—	—	1,05,585	1,19,367	1,36,603
Equity	—	—	10,040	11,930	14,108

Quarterly performance

last 44 quarters · ₹ crore

showing latest 8 of 44 periods

	SEP '07†	DEC '07†	MAR '08†	JUN '08†	SEP '08†	DEC '08†	MAR '09†	JUN '09†	SEP '09†	DEC '09†	JUN '18	SEP '18	DEC '18	MAR '19†	JUN '19	SEP '19	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21†	JUN '21†	SEP '21†	DEC '21†	MAR '22†	JUN '22†	SEP '22	DEC '22†	MAR '23†	JUN '23†	SEP '23†	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
Total income	310	340	354	376	393	506	435	487	492	517	1,697	1,632	1,703	1,746	1,762	1,815	1,764	1,803	1,693	1,666	1,602	1,566	1,596	1,561	1,600	1,615	1,673	1,821	2,013	2,169	2,216	2,336	2,497	2,813	2,673	2,856	2,953	3,025	3,016	3,320	3,303	3,519	3,491	3,670
Pre-provision op. profit	61	88	93	80	79	184	76	99	117	134	460	361	425	465	445	431	385	500	474	449	257	250	429	374	402	441	475	572	689	739	648	638	676	867	746	816	815	835	806	1,017	1,005	1,247	1,096	1,162
Operating margin	19.6%	26.0%	26.2%	21.2%	20.0%	36.3%	17.4%	20.3%	23.8%	25.9%	27.1%	22.1%	25.0%	26.6%	25.3%	23.8%	21.8%	27.7%	28.0%	26.9%	16.0%	16.0%	26.9%	23.9%	25.1%	27.3%	28.4%	31.4%	34.2%	34.1%	29.3%	27.3%	27.1%	30.8%	27.9%	28.6%	27.6%	27.6%	26.7%	30.6%	30.4%	35.4%	31.4%	31.7%
Other income	37	38	52	49	35	131	36	80	58	66	255	176	260	272	270	278	260	347	317	272	251	216	220	163	196	205	199	242	317	401	333	339	358	629	388	472	467	509	447	512	509	616	442	435
Interest	191	201	208	239	254	258	285	296	295	300	859	878	862	854	909	941	927	866	814	793	767	737	738	718	717	699	728	758	806	876	986	1,082	1,138	1,189	1,260	1,324	1,407	1,427	1,489	1,547	1,555	1,545	1,627	1,738
Profit before tax	64	89	90	31	66	173	61	115	94	103	37	148	25	112	115	66	20	71	136	164	56	178	165	210	255	301	321	345	325	446	489	512	526	574	613	636	668	674	687	743	901	989	1,005	1,044
Tax	20	42	19	0	4	114	-22	45	3	27	-9	65	3	52	42	3	5	-13	31	49	21	74	56	44	70	88	92	95	36	108	130	133	115	117	154	163	172	160	166	169	211	264	250	256
Net profit	43	46	71	31	62	59	84	70	91	76	46	84	21	60	73	63	15	84	106	115	35	104	109	165	185	213	229	250	289	338	359	378	412	456	459	474	496	513	521	574	690	725	756	788
EPS ₹	8.05	8.61	13.09	5.66	11.54	10.98	43.71	13.04	16.85	14.06	0.60	1.05	0.27	0.75	0.91	0.79	0.19	1.05	1.32	1.44	0.43	1.31	1.36	2.07	2.32	2.67	2.86	3.13	3.61	4.21	4.47	4.72	5.13	5.67	5.70	5.89	6.16	6.38	6.48	5.94	7.14	7.50	7.82	8.15
Revenue YoY	—	—	—	—	26.9%	48.9%	22.9%	29.5%	25.1%	2.1%	—	—	—	—	3.8%	11.2%	3.6%	3.3%	-3.9%	-8.2%	-9.2%	-13.2%	-5.7%	-6.3%	-0.1%	3.1%	4.8%	16.7%	25.8%	34.3%	32.5%	28.3%	24.1%	29.7%	20.6%	22.3%	18.3%	7.5%	12.8%	16.3%	11.8%	16.3%	15.8%	10.5%
Profit YoY	—	—	—	—	43.4%	27.6%	18.8%	130.4%	46.0%	28.1%	—	—	—	—	58.8%	-24.4%	-28.9%	39.5%	44.7%	81.4%	129.8%	24.7%	3.2%	44.0%	435.6%	104.5%	110.1%	51.2%	56.0%	58.3%	56.8%	51.2%	42.3%	35.0%	27.9%	25.1%	20.5%	12.6%	13.7%	21.2%	39.1%	41.2%	44.9%	37.2%

Returns & margins

trailing-twelve-month, per quarter

showing latest 8 of 38 periods

	JUN '08	SEP '08	DEC '08	MAR '09	JUN '09	SEP '09	DEC '09	MAR '19	JUN '19	SEP '19	DEC '19	MAR '20	JUN '20	SEP '20	DEC '20	MAR '21	JUN '21	SEP '21	DEC '21	MAR '22	JUN '22	SEP '22	DEC '22	MAR '23	JUN '23	SEP '23	DEC '23	MAR '24	JUN '24	SEP '24	DEC '24	MAR '25	JUN '25	SEP '25	DEC '25	MAR '26	JUN '26	SEP '26
ROE	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	11.0%	12.4%	13.9%	15.5%	17.2%	18.7%	16.0%	17.0%	16.5%	17.3%	16.3%	16.8%	16.4%	18.0%	17.8%	19.5%	19.2%
Net margin	13.8%	14.3%	13.7%	13.8%	15.1%	15.8%	16.6%	3.1%	3.5%	3.1%	3.0%	3.3%	3.8%	4.6%	5.0%	5.5%	5.6%	6.5%	8.9%	10.6%	12.3%	13.1%	13.8%	14.4%	15.0%	15.6%	16.1%	16.3%	16.5%	16.6%	16.7%	16.9%	16.9%	17.1%	18.2%	19.1%	20.1%	21.2%
EBITDA margin	23.3%	23.2%	26.7%	24.4%	24.0%	24.8%	22.1%	25.2%	24.8%	25.1%	24.3%	24.6%	25.3%	26.1%	24.8%	21.9%	21.5%	20.7%	23.0%	25.8%	26.2%	28.2%	30.6%	32.3%	32.2%	31.1%	29.3%	28.7%	28.4%	28.6%	28.7%	27.9%	27.6%	28.2%	28.9%	31.0%	32.0%	32.3%
Asset turnover	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.08	0.08	0.09	0.10	0.10	0.11	0.09	0.10	0.10	0.10	0.10	0.10	0.09	0.10	0.10	0.10	0.09

Balance sheet

equity vs borrowings over time · ₹ crore

showing latest 6 of 7 periods

	SEP '22	MAR '24	SEP '24	MAR '25	SEP '25	MAR '26	SEP '26
Share capital	160	161	161	161	193	193	193
Reserves	7,789	9,879	10,740	11,769	12,603	13,915	15,200
Total equity	7,949	10,040	10,901	11,930	12,796	14,108	15,393
Deposits	73,614	89,113	95,839	1,02,078	1,10,492	1,15,666	1,28,123
Borrowings	2,281	2,478	1,418	1,217	2,517	2,623	2,321
Total assets	86,365	1,05,585	1,12,573	1,19,367	1,30,099	1,36,603	1,50,831
Advances	60,161	73,667	79,619	84,005	92,185	98,191	1,11,015
Investments	18,295	22,344	23,214	23,831	27,824	29,020	27,731
Fixed assets	460	433	463	490	512	502	513
Cash & bank balances	5,941	5,659	5,687	7,807	6,206	5,303	7,660

Cash flow

annual · ₹ crore · line = free cash flow

	FY21‡	FY22‡	FY24	FY25	FY26
Cash from operations	3,366	295	2,954	4,487	-554
Cash from investing	-1,379	-1,594	-1,296	-2,151	-1,745
Cash from financing	-59	-96	-694	-188	-205
Capex	77	59	98	172	152
Free cash flow	3,289	237	2,856	4,315	-706
Dividends paid	—	—	160	193	209

Where the assets sit

Sep '26 · ₹ crore

Advances

₹1,11,015 cr74%

Investments

₹27,731 cr18%

Fixed assets

₹513 cr0%

Cash & bank

₹7,660 cr5%

Other assets

₹3,912 cr3%

Peer comparison

largest in Financial Services · this company in bold

Company	Market cap ₹cr	Price	P/E	P/B	ROE
HDFC Bank Ltd.	12,15,371	788.25	15.2	2.01	13.3%
ICICI Bank Ltd.	11,28,090	1,571.20	19.1	2.75	14.4%
State Bank of India	9,40,157	1,018.50	10.4	1.36	13.1%
Bajaj Finance Ltd.	6,77,005	1,087.75	—	—	—
Kotak Mahindra Bank Ltd.	4,77,499	480.00	22.2	2.45	11.0%
Axis Bank Ltd.	4,11,911	1,322.90	13.8	1.79	13.0%
Shriram Finance Ltd.	2,26,163	961.15	—	—	—
BSE Ltd.	1,55,002	3,800.00	50.3	19.49	38.8%
Cholamandalam Investment and Finance Company Ltd.	1,53,126	1,785.00	—	—	—
Jio Financial Services Ltd.	1,52,665	231.20	—	—	—
Karur Vysya Bank Ltd.	35,773	370.05	12.1	2.32	19.2%

StoxGud checklist: Bullish setup · 9/10

Price above 50-day average
Price above 200-day average
50-day average above 200-day (uptrend)
RSI in healthy 40–70 zone
Positive 1-year return
Return on equity above 15%
Debt to equity below 1
Revenue growing year on year
Net profit margin above 10%
P/E below industry median

A rules-based screen of trend, momentum, quality and valuation. Educational only — not a buy or sell recommendation.

Returns & technicals

1 month+12.1%

6 months+18.0%

1 year+48.8%

3Y CAGR+44.3%

5Y CAGR+53.1%

10Y CAGR+16.9%

50-day avg₹340.48

200-day avg₹311.83

RSI (14)56

Compare Karur Vysya Bank Ltd. with

Anand Rathi Wealth vs Karur Vysya Bank Mahindra & Mahindra Financial Services vs Karur Vysya Bank Karur Vysya Bank vs Nuvama Wealth Management Karur Vysya Bank vs CRISIL

FAQs

What is the share price of Karur Vysya Bank Ltd.?

Karur Vysya Bank Ltd. (KARURVYSYA) closed at ₹370.05 on NSE on 06 Nov 2026.

What is the market cap of Karur Vysya Bank Ltd.?

₹35,773 crore at the latest close.

What is the P/E ratio of Karur Vysya Bank Ltd.?

12.1, on trailing-twelve-month earnings from its filings.

How fast is Karur Vysya Bank Ltd. growing?

Karur Vysya Bank Ltd.: revenue has compounded at 22.6% a year over three years; net profit at 120.2% a year. Latest-quarter revenue is up 10.5% year on year, profit up 37.2%.

How profitable is Karur Vysya Bank Ltd.?

On a trailing-twelve-month basis return on equity is 19.2%, operating margin 32.3%, net margin 21.2%.

How much debt does Karur Vysya Bank Ltd. have?

Debt to equity isn't meaningful for Karur Vysya Bank Ltd. (banks borrow as part of their business) or isn't filed yet.

Financials parsed from Karur Vysya Bank Ltd.'s own XBRL filings to NSE (standalone), ₹ crore unless marked. Quarterly from SEP '07, annual from FY09, balance sheet from Sep '22. * = derived (full year or half year minus earlier quarters). † = the company's standalone results as published on BSE, used for quarters before JUN '18 and quarters missing from the NSE filings (full years marked † are summed from them); cross-checked against the NSE filings where both exist. ‡ = balance sheet / cash flow read from the company's published annual report (same basis), for years before the NSE filings carry them; each one checked to add up. Information only, not investment advice.