StoxUCO Bank vs LIC Housing Finance: share price & financials comparison
NSE: UCOBANK vs LICHSGFIN · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
UCO Bank vs LIC Housing Finance at a glance
UCO Bank (UCOBANK) has a market capitalisation of ₹29,894 Cr, against ₹29,501 Cr for LIC Housing Finance (LICHSGFIN). Over the past year LIC Housing Finance has returned -9.7%, compared with -27.3% for UCO Bank. UCO Bank comes out ahead on growth. LIC Housing Finance comes out ahead on momentum and technicals. Across the scored metrics below, UCO Bank leads on 3 and LIC Housing Finance on 6. On StoxGud's 10-point checklist, UCO Bank scores 4/10 and LIC Housing Finance scores 5/10.
| Metric | UCO Bank | LIC Housing Finance |
|---|---|---|
| Size | ||
| Market cap | ₹29,894 Cr | ₹29,501 Cr |
| Revenue (latest FY) | ₹29,474 Cr | ₹28,843 Cr |
| Net profit (latest FY) | ₹2,468 Cr | — |
| Valuation | ||
| P/E | 12.1 | — |
| P/B | 0.97 | — |
| Dividend yield | — | 1.86% |
| Profitability | ||
| Return on equity | 8.0% | — |
| Net profit margin | 8.4% | — |
| Operating margin | 20.5% | — |
| Growth | ||
| Revenue growth (YoY) | +16.5% | +0.2% |
| Net profit growth (YoY) | +23.8% | — |
| Revenue CAGR (multi-year) | +17.7% | +7.7% |
| Momentum | ||
| 1-month return | +1.9% | +4.0% |
| 1-year return | -27.3% | -9.7% |
| 3-year CAGR | -13.9% | +4.9% |
| 5-year CAGR | +10.4% | +4.4% |
| 10-year CAGR | -3.2% | -0.1% |
| Distance from 52W high | -29.0% | -8.6% |
| Technicals | ||
| RSI (14) | 51 | 56 |
| Price vs 200-day avg | -7.8% | +0.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | UCO Bank | LIC Housing Finance |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✓ | ✓ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 4/10 | 5/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, UCO Bank or LIC Housing Finance?
UCO Bank has a market cap of ₹29,894 Cr and LIC Housing Finance has a market cap of ₹29,501 Cr as of 06 Nov 2026.
Which gave better returns in the last year, UCO Bank or LIC Housing Finance?
LIC Housing Finance did better: UCO Bank returned -27.3% and LIC Housing Finance returned -9.7% over one year.
Is UCO Bank or LIC Housing Finance a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist UCO Bank scores 4/10 and LIC Housing Finance scores 5/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.