LIC Housing Finance vs PNB Housing Finance: share price & financials comparison
NSE: LICHSGFIN vs PNBHOUSING · Financial Services · as of 06 Nov 2026
Both prices rebased to 100 at the start of the selected period.
LIC Housing Finance vs PNB Housing Finance at a glance
LIC Housing Finance (LICHSGFIN) has a market capitalisation of ₹29,501 Cr, against ₹28,693 Cr for PNB Housing Finance (PNBHOUSING). Over the past year PNB Housing Finance has returned +17.2%, compared with -9.7% for LIC Housing Finance. LIC Housing Finance comes out ahead on valuation. PNB Housing Finance comes out ahead on momentum and technicals. Across the scored metrics below, LIC Housing Finance leads on 4 and PNB Housing Finance on 6. On StoxGud's 10-point checklist, LIC Housing Finance scores 5/10 and PNB Housing Finance scores 4/10.
| Metric | LIC Housing Finance | PNB Housing Finance |
|---|---|---|
| Size | ||
| Market cap | ₹29,501 Cr | ₹28,693 Cr |
| Revenue (latest FY) | ₹28,843 Cr | ₹8,505 Cr |
| Valuation | ||
| Dividend yield | 1.86% | 0.45% |
| Growth | ||
| Revenue growth (YoY) | +0.2% | +13.8% |
| Revenue CAGR (multi-year) | +7.7% | +2.2% |
| Momentum | ||
| 1-month return | +4.0% | -2.7% |
| 1-year return | -9.7% | +17.2% |
| 3-year CAGR | +4.9% | +13.8% |
| 5-year CAGR | +4.4% | +22.8% |
| 10-year CAGR | -0.1% | +4.1% |
| Distance from 52W high | -8.6% | -10.2% |
| Technicals | ||
| RSI (14) | 56 | 35 |
| Price vs 200-day avg | +0.8% | +8.8% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | LIC Housing Finance | PNB Housing Finance |
|---|---|---|
| Price above 50-day average | ✓ | ✗ |
| Price above 200-day average | ✓ | ✓ |
| 50-day average above 200-day (uptrend) | ✓ | ✓ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 5/10 | 4/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, LIC Housing Finance or PNB Housing Finance?
LIC Housing Finance has a market cap of ₹29,501 Cr and PNB Housing Finance has a market cap of ₹28,693 Cr as of 06 Nov 2026.
Which gave better returns in the last year, LIC Housing Finance or PNB Housing Finance?
PNB Housing Finance did better: LIC Housing Finance returned -9.7% and PNB Housing Finance returned +17.2% over one year.
Is LIC Housing Finance or PNB Housing Finance a better buy?
StoxGud does not give buy or sell recommendations. On our rules-based checklist LIC Housing Finance scores 5/10 and PNB Housing Finance scores 4/10; compare valuation, profitability, growth and momentum above and consult a SEBI-registered adviser.