StoxIDBI Bank vs L&T Finance: share price & financials comparison
NSE: IDBI vs LTF · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
IDBI Bank vs L&T Finance at a glance
IDBI Bank (IDBI) has a market capitalisation of ₹86,019 Cr, against ₹69,539 Cr for L&T Finance (LTF). Over the past year L&T Finance has returned -0.9%, compared with -19.4% for IDBI Bank. IDBI Bank comes out ahead on valuation. L&T Finance comes out ahead on momentum and technicals. Across the scored metrics below, IDBI Bank leads on 2 and L&T Finance on 8. On StoxGud's 10-point checklist, IDBI Bank scores 4/10 and L&T Finance scores 2/10.
| Metric | IDBI Bank | L&T Finance |
|---|---|---|
| Size | ||
| Market cap | ₹86,019 Cr | ₹69,539 Cr |
| Revenue (latest FY) | ₹35,631 Cr | ₹17,917 Cr |
| Net profit (latest FY) | ₹9,210 Cr | — |
| Valuation | ||
| P/E | 10.4 | — |
| P/B | 1.19 | — |
| Dividend yield | 2.62% | 0.99% |
| Profitability | ||
| Return on equity | 11.5% | — |
| Net profit margin | 22.8% | — |
| Operating margin | 27.9% | — |
| Growth | ||
| Revenue growth (YoY) | +7.3% | +26.5% |
| Net profit growth (YoY) | -31.4% | — |
| Revenue CAGR (multi-year) | +5.7% | +3.5% |
| Momentum | ||
| 1-month return | -3.5% | +3.7% |
| 1-year return | -19.4% | -0.9% |
| 3-year CAGR | +6.9% | +24.3% |
| 5-year CAGR | +8.6% | +27.0% |
| 10-year CAGR | +1.2% | +12.6% |
| Distance from 52W high | -31.0% | -17.3% |
| Technicals | ||
| RSI (14) | 64 | 75 |
| Price vs 200-day avg | -5.5% | -3.3% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | IDBI Bank | L&T Finance |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✗ | ✗ |
| 50-day average above 200-day (uptrend) | ✗ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✗ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✓ | ✗ |
| P/E below industry median | ✓ | ✗ |
| Score | 4/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, IDBI Bank or L&T Finance?
IDBI Bank has a market cap of ₹86,019 Cr and L&T Finance has a market cap of ₹69,539 Cr as of 13 Nov 2026.
Which gave better returns in the last year, IDBI Bank or L&T Finance?
L&T Finance did better: IDBI Bank returned -19.4% and L&T Finance returned -0.9% over one year.
What is the difference between IDBI Bank and L&T Finance?
Both are NSE-listed companies in Financial Services. IDBI Bank is about 1.2 times the size of L&T Finance by market cap. In the latest financial year IDBI Bank reported revenue of ₹35,631 Cr and L&T Finance ₹17,917 Cr.
Which is better, IDBI Bank or L&T Finance?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, IDBI Bank leads on 2 and L&T Finance on 8. IDBI Bank is ahead on valuation. L&T Finance is ahead on momentum and technicals. On StoxGud's rules-based checklist IDBI Bank scores 4/10 and L&T Finance scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.