StoxCholamandalam Financial Holdings vs City Union Bank: share price & financials comparison
NSE: CHOLAHLDNG vs CUB · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
Cholamandalam Financial Holdings vs City Union Bank at a glance
Cholamandalam Financial Holdings (CHOLAHLDNG) has a market capitalisation of ₹27,419 Cr, against ₹23,026 Cr for City Union Bank (CUB). Over the past year City Union Bank has returned +19.8%, compared with -27.5% for Cholamandalam Financial Holdings. Cholamandalam Financial Holdings comes out ahead on valuation. City Union Bank comes out ahead on momentum and technicals. Across the scored metrics below, Cholamandalam Financial Holdings leads on 4 and City Union Bank on 5. On StoxGud's 10-point checklist, Cholamandalam Financial Holdings scores 2/10 and City Union Bank scores 7/10.
| Metric | Cholamandalam Financial Holdings | City Union Bank |
|---|---|---|
| Size | ||
| Market cap | ₹27,419 Cr | ₹23,026 Cr |
| Revenue (latest FY) | ₹39,576 Cr | ₹7,909 Cr |
| Net profit (latest FY) | — | ₹1,326 Cr |
| Valuation | ||
| P/E | — | 15.5 |
| P/B | — | 2.06 |
| Dividend yield | 0.44% | -0.64% |
| Profitability | ||
| Return on equity | — | 13.3% |
| Net profit margin | — | 16.9% |
| Operating margin | — | 26.5% |
| Growth | ||
| Revenue growth (YoY) | +18.7% | +27.7% |
| Net profit growth (YoY) | — | +26.6% |
| Revenue CAGR (multi-year) | +23.3% | +8.5% |
| Momentum | ||
| 1-month return | +3.2% | -0.9% |
| 1-year return | -27.5% | +19.8% |
| 3-year CAGR | +8.7% | +29.3% |
| 5-year CAGR | +15.6% | +13.9% |
| 10-year CAGR | — | +8.3% |
| Distance from 52W high | -26.1% | -2.5% |
| Technicals | ||
| RSI (14) | 74 | 56 |
| Price vs 200-day avg | -5.7% | +10.9% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | Cholamandalam Financial Holdings | City Union Bank |
|---|---|---|
| Price above 50-day average | ✓ | ✓ |
| Price above 200-day average | ✗ | ✓ |
| 50-day average above 200-day (uptrend) | ✗ | ✓ |
| RSI in healthy 40–70 zone | ✗ | ✓ |
| Positive 1-year return | ✗ | ✓ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✓ |
| P/E below industry median | ✗ | ✗ |
| Score | 2/10 | 7/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, Cholamandalam Financial Holdings or City Union Bank?
Cholamandalam Financial Holdings has a market cap of ₹27,419 Cr and City Union Bank has a market cap of ₹23,026 Cr as of 13 Nov 2026.
Which gave better returns in the last year, Cholamandalam Financial Holdings or City Union Bank?
City Union Bank did better: Cholamandalam Financial Holdings returned -27.5% and City Union Bank returned +19.8% over one year.
What is the difference between Cholamandalam Financial Holdings and City Union Bank?
Both are NSE-listed companies in Financial Services. Cholamandalam Financial Holdings is about 1.2 times the size of City Union Bank by market cap. In the latest financial year Cholamandalam Financial Holdings reported revenue of ₹39,576 Cr and City Union Bank ₹7,909 Cr.
Which is better, Cholamandalam Financial Holdings or City Union Bank?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, Cholamandalam Financial Holdings leads on 4 and City Union Bank on 5. Cholamandalam Financial Holdings is ahead on valuation. City Union Bank is ahead on momentum and technicals. On StoxGud's rules-based checklist Cholamandalam Financial Holdings scores 2/10 and City Union Bank scores 7/10. This is information, not advice: consult a SEBI-registered adviser before investing.