StoxPNB Housing Finance vs Cholamandalam Financial Holdings: share price & financials comparison
NSE: PNBHOUSING vs CHOLAHLDNG · Financial Services · as of 13 Nov 2026
Both prices rebased to 100 at the start of the selected period.
PNB Housing Finance vs Cholamandalam Financial Holdings at a glance
PNB Housing Finance (PNBHOUSING) has a market capitalisation of ₹29,139 Cr, against ₹27,419 Cr for Cholamandalam Financial Holdings (CHOLAHLDNG). Over the past year PNB Housing Finance has returned +19.9%, compared with -27.5% for Cholamandalam Financial Holdings. PNB Housing Finance comes out ahead on valuation, momentum and technicals. Cholamandalam Financial Holdings comes out ahead on growth. Across the scored metrics below, PNB Housing Finance leads on 6 and Cholamandalam Financial Holdings on 3. On StoxGud's 10-point checklist, PNB Housing Finance scores 5/10 and Cholamandalam Financial Holdings scores 2/10.
| Metric | PNB Housing Finance | Cholamandalam Financial Holdings |
|---|---|---|
| Size | ||
| Market cap | ₹29,139 Cr | ₹27,419 Cr |
| Revenue (latest FY) | ₹8,505 Cr | ₹39,576 Cr |
| Valuation | ||
| Dividend yield | 0.45% | 0.44% |
| Growth | ||
| Revenue growth (YoY) | +13.8% | +18.7% |
| Revenue CAGR (multi-year) | +2.2% | +23.3% |
| Momentum | ||
| 1-month return | -8.8% | +3.2% |
| 1-year return | +19.9% | -27.5% |
| 3-year CAGR | +12.9% | +8.7% |
| 5-year CAGR | +23.5% | +15.6% |
| 10-year CAGR | +5.3% | — |
| Distance from 52W high | -8.8% | -26.1% |
| Technicals | ||
| RSI (14) | 57 | 74 |
| Price vs 200-day avg | +10.1% | -5.7% |
Highlighted cells lead on that metric. Market cap, revenue and RSI are shown for context and not scored.
10-point checklist side by side
| Check | PNB Housing Finance | Cholamandalam Financial Holdings |
|---|---|---|
| Price above 50-day average | ✗ | ✓ |
| Price above 200-day average | ✓ | ✗ |
| 50-day average above 200-day (uptrend) | ✓ | ✗ |
| RSI in healthy 40–70 zone | ✓ | ✗ |
| Positive 1-year return | ✓ | ✗ |
| Return on equity above 15% | ✗ | ✗ |
| Debt to equity below 1 | ✗ | ✗ |
| Revenue growing year on year | ✓ | ✓ |
| Net profit margin above 10% | ✗ | ✗ |
| P/E below industry median | ✗ | ✗ |
| Score | 5/10 | 2/10 |
A rules-based screen for education only — not a buy or sell recommendation.
FAQs
Which is bigger, PNB Housing Finance or Cholamandalam Financial Holdings?
PNB Housing Finance has a market cap of ₹29,139 Cr and Cholamandalam Financial Holdings has a market cap of ₹27,419 Cr as of 13 Nov 2026.
Which gave better returns in the last year, PNB Housing Finance or Cholamandalam Financial Holdings?
PNB Housing Finance did better: PNB Housing Finance returned +19.9% and Cholamandalam Financial Holdings returned -27.5% over one year.
What is the difference between PNB Housing Finance and Cholamandalam Financial Holdings?
Both are NSE-listed companies in Financial Services. They are about the same size by market cap (₹29,139 Cr vs ₹27,419 Cr). In the latest financial year PNB Housing Finance reported revenue of ₹8,505 Cr and Cholamandalam Financial Holdings ₹39,576 Cr.
Which is better, PNB Housing Finance or Cholamandalam Financial Holdings?
It depends on what you are looking for, and StoxGud does not recommend either stock. On the metrics compared above, PNB Housing Finance leads on 6 and Cholamandalam Financial Holdings on 3. PNB Housing Finance is ahead on valuation, momentum and technicals. Cholamandalam Financial Holdings is ahead on growth. On StoxGud's rules-based checklist PNB Housing Finance scores 5/10 and Cholamandalam Financial Holdings scores 2/10. This is information, not advice: consult a SEBI-registered adviser before investing.